20001 Colony Point Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20001 Colony Point Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,456 sqft · built 1976
Lot Size	0.386 acres (16,840 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jul 2017)
Tax Bill	$10,910 (2023)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-134-20`

Property Details

APN / Parcel Number

Primary APN	`001-134-20`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,456 sqft Heated Area
Gross Area	3,031 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,840 sqft (0.386 acres)

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	320 sqft
Patio Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-134-20
Street Address	20001 COLONY POINT LN
City	CORNELIUS
State	NC
Zip	28031-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L21 U/M
Legal Subdivision	NORMAN COLONY
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2002
Census Tract	6217

Owner

20001 Colony Point Ln is owned and occupied by an individual who bought it in July 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
May 31, 2022	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Jan 10, 2022	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK NA
Jul 14, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Deed Document Number	0031961936
Deed Book / Page	31961 / 936
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080337
Date	Apr 26, 2021
Book Page	35975/662
Instrument	2021080337

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059

Mortgage

Document Number	0000081713
Date	May 31, 2022
Book Page	37381/407
Instrument	2022081713

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	MOORESVILLE, NC 28115

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004464
Date	Jan 10, 2022
Book Page	36952/527
Instrument	2022004464

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163990
Date	Dec 2, 2019
Book Page	34085/399
Instrument	2019163990

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 11, 2018
Property Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059
Book / Page	033038 / 000292
Instrument Date	Oct 11, 2018
Instrument	128633
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20001 COLONY POINT LN CORNELIUS NC 280317059, CORNELIUS, NC 28031-7059

Mortgage

Document Number	0000128633
Date	Oct 11, 2018
Book Page	033038/000292
Instrument	128633

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 14, 2017
Property Address	20001 COLONY POINT LN, CORNELIUS, NC 28031-7059
Document Number	0000094122
Book / Page	031961 / 000936
Instrument Date	Jul 12, 2017
Instrument	94122
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20001 COLONY POINT LN CORNELIUS NC 280317059, CORNELIUS, NC 28031-7059

Mortgage

Document Number	94123
Date	Jul 14, 2017
Book Page	031961/000939
Instrument	94123

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 20001 Colony Point Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20001 Colony Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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