200 Palmer Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 200 Palmer Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,817 sqft · built 2005
Lot Size	0.294 acres (12,806 sqft)
Owner	2 Individual Names on File
Last Sale	$156,275 (Jan 2023)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-09-0-00189-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-09-0-00189-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,817 sqft Adjusted Area
1st Floor Area	2,109 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,806 sqft (0.294 acres)
Lot Dimensions	169 ft deep x 32 ft wide

Location & Zoning

Street Address	200 PALMER CV
City	HERNANDO
State	MS
Zip	38632-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY GROVE S-D LOT 189
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY GROVE S-D
Legal Lot Number	189
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	200 PALMER CV, HERNANDO, MS 38632-4550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Dec 10, 2021	Warranty Deed, Transfer · VA Mortgage NATIONS LENDING CORP
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Book / Page	1022 / 200
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 5, 2023
Property Address	200 PALMER CV, HERNANDO, MS 38632-4550
Document Number	001022/200
Book / Page	1022 / 200
Map Reference	MB 60 PG 22
Instrument Date	Dec 29, 2022
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	SURE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 PALMER CV, HERNANDO, MS 38632-4550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PALMER CV, HERNANDO, MS 38632-4550

Mortgage

Document Number	0000565493
Date	Jan 5, 2023
Instrument	5654/93

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	200 PALMER CV, HERNANDO, MS 38632-4550
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004546/135
Date	May 24, 2018
Book Page	4546/135
Instrument	T04546-00135

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	200 PALMER CV, HERNANDO, MS 38632-4550
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005007/100
Date	Aug 4, 2020
Book Page	5007/100

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 10, 2021
Property Address	200 PALMER CV, HERNANDO, MS 38632-4550
Document Number	000981/305
Book / Page	981 / 305
Map Reference	MB 60 PG 22
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 955, KILGORE, TX 75663-0955

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 PALMER CV, HERNANDO, MS 38632-4550

Mortgage

Document Number	0000541825
Date	Dec 10, 2021
Instrument	5418/25

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 4, 2021
Property Address	200 PALMER CV, HERNANDO, MS 38632-4550
Document Number	000960/323
Book / Page	960 / 323
Map Reference	MB 80 PG 22
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, REALTY T&E CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 NAIL RD, 385, SOUTHAVEN, MS 38671-8853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 PALMER CV, HERNANDO, MS 38632-4550

Mortgage

Document Number	0005259353
Date	Jun 4, 2021
Instrument	5259/353

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (-51.52%)	$17,754 (-) Land $3,000 Building $14,754	$177,542 (-) Land $30,000 Building $147,542
2023	$2,463.00	$17,754	$177,542 Land $30,000 Building $147,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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