193 Palmer Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 193 Palmer Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,921 sqft · built 2024
Lot Size	0.337 acres (14,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,020 (Jun 2024)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-09-0-00192-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-09-0-00192-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,921 sqft Adjusted Area
1st Floor Area	2,046 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,660 sqft (0.337 acres)
Lot Dimensions	169 ft deep x 34 ft wide

Location & Zoning

Street Address	193 PALMER CV
City	HERNANDO
State	MS
Zip	38632-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY GROVE S-D LOT 192
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY GROVE S-D
Legal Lot Number	192
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

Source: DeSoto County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	193 PALMER CV, HERNANDO, MS 38632-4553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 2, 2022	Warranty Deed, Transfer
Apr 9, 2021	Warranty Deed, Transfer PERFECT TITLE, PERFECT TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Nov 2, 2022
Deed Book / Page	1024 / 11564
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 28, 2024
Property Address	193 PALMER CV, HERNANDO, MS 38632-4553
Document Number	1024/11564
Book / Page	1024 / 11564
Map Reference	MB 60 PG 22-23
Instrument Date	Jun 27, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6814 CRUMPLER BLVD STE 200, 200, OLIVE BRANCH, MS 38654-1995

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	193 PALMER CV, HERNANDO, MS 38632-4553
Investor	Possibly a Property Investor

Mortgage

Document Number	0566161112
Date	Jun 28, 2024
Instrument	5661/61112

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 2, 2022
Property Address	193 PALMER CV, HERNANDO, MS 38632-4553
Document Number	001016/763
Book / Page	1016 / 763
Map Reference	MB 60 PG 22&23
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2275 MEMPHIS ST, HERNANDO, MS 38632-1743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6814 CRUMPLER BLVD STE 200, 200, OLIVE BRANCH, MS 38654-1995
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 9, 2021
Property Address	193 PALMER CV, HERNANDO, MS 38632-4553
Document Number	000953/720
Book / Page	953 / 720
Map Reference	MB 60 PG 22&23
Instrument Date	Apr 6, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 BYHALIA CREEK FARMS RD E, BYHALIA, MS 38611-7065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2245 MEMPHIS ST, HERNANDO, MS 38632-1743

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (+446.47%)	$31,846 (+607.69%) Land $3,000 Building $28,846	$318,459 (+961.53%) Land $30,000 Building $288,459
2023	$624.00	$4,500	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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