DeSoto County property record for 192 Palmer Cv, Hernando, MS 38632 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,499 sqft · built 2003 |
| Lot Size | 0.3 acres (13,072 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,865 (May 2026) |
| Tax Bill | $3,311 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-06-09-0-00190-00 |
| Primary APN | 3-07-3-06-09-0-00190-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,499 sqft Adjusted Area |
| 1st Floor Area | 2,302 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,072 sqft (0.3 acres) |
| Lot Dimensions | 169 ft deep x 35 ft wide |
| Street Address | 192 PALMER CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAY GROVE S-D LOT 190 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Subdivision | FAIRWAY GROVE S-D |
| Legal Lot Number | 190 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-06-09-0-00190-00
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 192 PALMER CV, HERNANDO, MS 38632-4552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 12, 2025 | Deed of Trust, Mortgage · Line of Credit FEDTRUST FCU |
| May 29, 2026 | Quit Claim Deed, Transfer · FHA Mortgage BEAZER MORTGAGE CORPORATION |
| Sep 02, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Sep 02, 2021 · Amount on Record |
| Deed Book / Page | 1026 / 9200 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 0970000126 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 192 PALMER CV, HERNANDO, MS 38632-4552 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 192 PALMER CV, HERNANDO, MS 38632-4552 |
| Investor | Possibly a Property Investor |
| Document Number | 5662/45168 |
|---|---|
| Date | May 12, 2025 |
| Book Page | 5662/45168 |
| Name | FEDTRUST FCU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 29, 2026 |
| Property Address | 192 PALMER CV, HERNANDO, MS 38632-4552 |
| Document Number | 01026/9200 |
| Book / Page | 1026 / 9200 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | MORTGAGE CONNECT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 PALMER CV, HERNANDO, MS 38632-4552 |
| Investor | Possibly a Property Investor |
| Document Number | 5663059137, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 5663/59137 |
| Name | BEAZER MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 02, 2021 |
| Property Address | 192 PALMER CV, HERNANDO, MS 38632-4552 |
| Document Number | 000970/126 |
| Book / Page | 970 / 126 |
| Map Reference | MB 60 PG 22&23 |
| Instrument Date | Aug 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 PALMER CV, HERNANDO, MS 38632-4552 |
| Document Number | 0005334563 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 5334/563 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,311.00 (+105.02%) | $28,422 (+48.49%) Land $3,000 Building $25,422 | $284,218 (+48.48%) Land $30,000 Building $254,218 |
| 2023 | $1,615.00 | $19,141 | $191,413 Land $30,000 Building $161,413 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Telapex | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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