200 Ivy Ridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 200 Ivy Ridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,878 sqft · built 1982
Lot Size	1.94 acres (84,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Aug 2025)
Tax Bill	$7,674 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-036L0`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-036L0`
Alternative APN	`9644`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,878 sqft Finished Area
Basement Area	1,232 sqft
Finished Basement	813 sqft
Unfinished Basement	419 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	84,594 sqft (1.94 acres)
View / Lot	Proximity to Airport
Porch	Slab
Deck Area	244 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	200 IVY RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY RIDGE 8
Legal Subdivision	IVY RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1015
Census Tract	10802

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 4, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MTG
May 12, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Document Number	20257979
Prior Transfer Date	Jun 5, 2008
Prior Transfer Doc	3622/577
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	200 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8105
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5624/584
Date	Oct 15, 2021
Book Page	5624/584
Instrument	2021-00017403

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	200 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8105
Document Number	0000012337
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 IVY RIDGE RD CHARLOTTESVILLE VA 229018105, CHARLOTTESVILLE, VA 22901-8105

Mortgage

Document Number	0000012337
Date	Sep 10, 2020
Book Page	005384/000558
Instrument	12337

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	200 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8105
Document Number	0000009581
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 IVY RIDGE RD CHARLOTTESVILLE VA 229018105, CHARLOTTESVILLE, VA 22901-8105

Mortgage

Document Number	0000009581
Date	Aug 30, 2019
Book Page	005213/000489
Instrument	9581

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	200 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8105
Document Number	0000005473
Book / Page	004910 / 000033
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 IVY RIDGE RD CHARLOTTESVILLE VA 229018105, CHARLOTTESVILLE, VA 22901-8105

Mortgage

Document Number	0000005473
Date	May 17, 2017
Book Page	004910/000033
Instrument	5473

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,674.00 (+29.37%)	$858,400 (+29.36%) Land $177,800 Building $680,600	$858,400 (+29.36%) Land $177,800 Building $680,600
2025	$5,932.00 (+16.59%)	$663,600 (+11.36%) Land $154,400 Building $509,200	$663,600 (+11.36%) Land $154,400 Building $509,200
2023	$5,088.00	$595,900 Land $154,400 Building $441,500	$595,900 Land $154,400 Building $441,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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