155 Ivy Ridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 155 Ivy Ridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,537 sqft · built 1982
Lot Size	2.12 acres (92,652 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Mar 2021)
Tax Bill	$9,886 (2026)
Deeds & Mortgages	Mar 2021 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-036H0`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-036H0`
Alternative APN	`9641`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,537 sqft Finished Area
Attic	Attic
Attic Area	448 sqft
Basement Area	286 sqft
Unfinished Basement	286 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	92,652 sqft (2.12 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	2,306 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	126 sqft
Patio Area	514 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	155 IVY RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY RIDGE 5
Legal Subdivision	IVY RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1015
Census Tract	10802

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	155 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed, Transfer STEWART TITLE GUARANTY CO
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 19, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	20213552
Deed Book / Page	5489 / 98
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 1, 2021
Property Address	155 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957
Document Number	5489/98
Book / Page	5489 / 98
Map Reference	MB 1040 PG 51
Instrument Date	Feb 22, 2021
Instrument	2021-00003552
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	155 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957
Document Number	0000016139
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	155 IVY RIDGE RD CHARLOTTESVILLE VA 229018957, CHARLOTTESVILLE, VA 22901-8957

Mortgage

Document Number	0000016139
Date	Nov 10, 2020
Book Page	005423/000463
Instrument	16139

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	155 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957
Document Number	0000010040
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 IVY RIDGE RD CHARLOTTESVILLE VA 229018957, CHARLOTTESVILLE, VA 22901-8957

Mortgage

Document Number	0000010040
Date	Aug 30, 2017
Book Page	004953/000244
Instrument	10040

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2037

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,886.00 (+9.17%)	$1,105,800 (+9.16%) Land $174,300 Building $931,500	$1,105,800 (+9.16%) Land $174,300 Building $931,500
2025	$9,056.00 (+19.31%)	$1,013,000 (+13.97%) Land $151,300 Building $861,700	$1,013,000 (+13.97%) Land $151,300 Building $861,700
2023	$7,590.00	$888,800 Land $151,300 Building $737,500	$888,800 Land $151,300 Building $737,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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