Albemarle County property record for 145 Ivy Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,432 sqft · built 1984 |
| Lot Size | 2.22 acres (96,965 sqft) |
| Owner | Trust Name on File |
| Last Sale | $681,000 (Feb 2017) |
| Tax Bill | $9,754 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04400-00-00-036G0 |
| Primary APN | 04400-00-00-036G0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,432 sqft Finished Area |
| Basement Area | 2,804 sqft |
| Finished Basement | 1,553 sqft |
| Unfinished Basement | 1,251 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 96,965 sqft (2.22 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 1,092 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
| Porch Area | 429 sqft |
| Patio Area | 830 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 145 IVY RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-8957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | IVY RIDGE 4 |
| Legal Subdivision | IVY RIDGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10802 |
145 Ivy Ridge Rd is owner-occupied and held in a trust since December 2018.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 145 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCGLONE MTG |
| Dec 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 28, 2017 | Grant Deed, Transfer FIRST HERITAGE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on File |
| Deed Sale | Feb 28, 2017 · Amount on File |
| Prior Sale | Mar 11, 2009 · Amount on File |
| Deed Document Number | 20172461 |
| Last Transfer Date | Dec 10, 2018 |
| Transfer Doc | 5122/530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 145 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957 |
| Document Number | 0000013253 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 145 IVY RIDGE RD CHARLOTTESVILLE VA 229018957, CHARLOTTESVILLE, VA 22901-8957 |
| Document Number | 0000013253 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 005394/000151 |
| Instrument | 13253 |
| Name | MCGLONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Dec 17, 2018 |
| Property Address | 145 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957 |
| Document Number | 0000013676 |
| Book / Page | 005122 / 000530 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 13676 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 145 IVY RIDGE RD CHARLOTTESVILLE VA 229018957, CHARLOTTESVILLE, VA 22901-8957 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 28, 2017 |
| Property Address | 145 IVY RIDGE RD, CHARLOTTESVILLE, VA 22901-8957 |
| Document Number | 0000002461 |
| Book / Page | 004881 / 000449 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 2461 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $681.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 145 IVY RIDGE RD CHARLOTTESVILLE VA 229018957, CHARLOTTESVILLE, VA 22901-8957 |
| Document Number | 2462 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 004881/000452 |
| Instrument | 2462 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2047 |
The 2026 property tax bill for 145 Ivy Ridge Rd was $9,754, up 12.9% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,754.00 (+12.88%) | $1,091,000 Land $176,800 Building $914,200 | $1,091,000 Land $176,800 Building $914,200 |
| 2025 | $8,641.00 | ||
| 2023 | $7,695.00 | $901,100 Land $153,500 Building $747,600 | $901,100 Land $153,500 Building $747,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Ivy Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Ivy Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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