127 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 127 E Main St, Grafton, IL 62037

Property Summary

Property Type	Single Family Home
Details	2,358 sqft · built 1900
Lot Size	0.103 acres (4,500 sqft)
Owner	Company Name on Record
Last Sale	$405,000 (Jun 2025)
Tax Bill	$5,497 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-207-001-00`

Property Details

APN / Parcel Number

Primary APN	`08-207-001-00`
Alternative APN	`207-001-00`

Interior

Stories	2 Stories
Building Area	2,358 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Location & Zoning

Account Number	207-001-00
Street Address	127 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF GRAFTON LOTS 1 & 2 BLK 7. 3-24 300K, 2-21 195K, 4-17 174.9K, 7-04 75K, 9-88 50K, 1900 2.5STYBRK/BSMT 2358SQ
Legal Subdivision	CITY OF GRAFTON
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1059
Census Tract	10500

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	132 N MAIN ST, SAINT CHARLES, MO 63301-2827
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Feb 23, 2021	Warranty Deed, Transfer
Sep 27, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2017	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Apr 8, 2024 · Amount on Record
Deed Document Number	2025177201
Prior Transfer Date	Sep 26, 2019
Prior Transfer Doc	0000157368
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 8, 2024
Property Address	127 E MAIN ST, GRAFTON, IL 62037-1120
Document Number	202400173647
Instrument Date	Mar 28, 2024
Instrument	202400173647
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3312 QUAIL RUN, GODFREY, IL 62035-3246

Mortgage

Document Number	202400173648
Date	Apr 8, 2024
Instrument	202400173648

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Feb 23, 2021
Property Address	127 E MAIN ST, GRAFTON, IL 62037-1120
Document Number	202100163123
Instrument Date	Feb 23, 2021
Instrument	202100163123
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 W STATE ROUTE 108, CARROLLTON, IL 62016-2096

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Sep 27, 2019
Property Address	127 E MAIN ST, GRAFTON, IL 62037-1120
Document Number	201900157368
Instrument Date	Sep 26, 2019
Instrument	201900157368
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E MAIN ST, GRAFTON, IL 62037-1120

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 28, 2017
Property Address	127 E MAIN ST, GRAFTON, IL 62037-1120
Document Number	002057/226
Book / Page	2057 / 226
Instrument Date	Apr 21, 2017
Instrument	201700149490
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 JUDY DR, SIKESTON, MO 63801-9779

Mortgage

Document Number	002057/230
Date	Apr 28, 2017
Book Page	2057/230
Instrument	201700149491

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,497.00 (+6.24%)	$84,930 (+25.79%) Land $15,825 Building $69,105	$254,790 (+25.79%) Land $47,475 Building $207,315
2024	$5,174.00 (+4.8%)
2022	$4,937.00	$67,515 Land $12,580 Building $54,935	$202,545 Land $37,740 Building $164,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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