119 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 119 E Main St, Grafton, IL 62037

Property Summary

Property TypeCommercial
Details3,030 sqft · built 1991
Lot Size0.091 acres (3,960 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Apr 2025)
Tax Bill$8,663 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN08-207-003-60

Property Details

APN / Parcel Number

Primary APN08-207-003-60
Alternative APN
  • 207-003-60

Interior

Stories1 Story
Building Area3,030 sqft Total Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area3,960 sqft (0.091 acres)
Lot Dimensions90 ft deep x 44 ft wide

Location & Zoning

Account Number207-003-60
Street Address119 E MAIN ST
CityGRAFTON
StateIL
Zip62037-1120
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL TOWN OF GRAFTON LOT 3 LESS W6' BLOCK 7 NO SALES 1991 1STYCONCBLK/BSMT 3030SQ 44X90 LOT
Legal Block7
Legal Lot Number3
JurisdictionJERSEY IL
Township / Civil DivisionQUARRY
Census Block Group1
Census Block1059
Census Tract10500

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address19995 STATE HIGHWAY 3, GRAFTON, IL 62037-2468
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2025 · Amount on Record
Deed SaleApr 2, 2025 · Amount on Record
Deed Document Number2025176560
Last Transfer DateJun 17, 2025
Transfer Doc0000177188
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJERSEY IL
Property Address119 E MAIN ST, GRAFTON, IL 62037-1120
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2093/160
DateJan 11, 2018
Book Page2093/160
Instrument201800151801
Lender
NameTOWN AND COUNTRY BANK
TypeBank
AddressSPRINGFIELD, IL 62791
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 8, 2023

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJersey County
County SubdivisionQuarry Township
MunicipalityGrafton City
Unified School DistrictJersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,663.00 (-16.77%)$133,835 (-1.45%) Land $6,960 Building $126,875$401,505 (-1.45%) Land $20,880 Building $380,625
2024$10,409.00 (+4.8%)
2022$9,932.00$135,810 Land $7,605 Building $128,205$407,430 Land $22,815 Building $384,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims1,095 (1978–2024)
Claims Outside the SFHA47 of 1,095
Most Recent ClaimJul 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 223 claims
  • Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ALTON
private · serves 46,127 people · EPA ID IL1195150
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grafton Technologies
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Main St

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