Carroll County property record for 200 E Elger St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5,400 sqft · built 1875 |
| Lot Size | 0.181 acres (7,880 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Dec 1999) |
| Tax Bill | $5,713 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-005997 |
| Primary APN | 12-005997 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,400 sqft Total Area |
| 1st Floor Area | 5,400 sqft |
| Basement Area | 2,700 sqft |
| Unfinished Basement | 2,700 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,880 sqft (0.181 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 005997 |
|---|---|
| Street Address | 200 E ELGER ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LT -7880 SF 200 ELGER ST UNION BRIDGE |
| Legal Subdivision | UNION BRIDGE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-005997
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2818 PLOVER DR, 6, OCEAN CITY, MD 21842-6158 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 06, 2017 | Deed of Trust, Mortgage · Line of Credit NEW WINDSOR STATE BANK |
| Sep 06, 2019 | Deed of Trust, Mortgage NWSB BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 1999 · Amount on Record |
| Deed Sale | Dec 15, 1999 · Amount on Record |
| Prior Sale | Aug 16, 1999 · Amount on Record |
| Deed Document Number | 19992433 |
| Deed Book / Page | 2289 / 671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 200 E ELGER ST, UNION BRIDGE, MD 21791-9127 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0087070498 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 8707/0498 |
| Instrument | 8707-0498 |
| Name | NEW WINDSOR STATE BANK |
|---|---|
| Type | Bank |
| Address | TANEYTOWN, MD 21787 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 200 E ELGER ST, UNION BRIDGE, MD 21791-9127 |
| Document Number | 0094170134 |
| Instrument Date | Sep 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | SAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4327 OLD TANEYTOWN RD TANEYTOWN MD 217872734, TANEYTOWN, MD 21787-2734 |
| Document Number | 0094170134 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 009417/000134 |
| Name | NWSB BK |
|---|---|
| Address | GETTYSBURG, PA 17325 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,500 (+4.61%) Land $48,600 Building $345,900 | $394,500 (+4.61%) Land $48,600 Building $345,900 | |
| 2025 | $5,713.00 (+2.37%) | ||
| 2023 | $5,581.00 (+35%) | $377,100 (+3.07%) Land $48,600 Building $328,500 | $377,100 (-) Land $48,600 Building $328,500 |
| 2022 | $4,134.00 | $365,867 | $377,100 Land $48,600 Building $328,500 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Schurz Communications | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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