201 E Elger St, Union Bridge, MD 21791 Property Records

Carroll County property record for 201 E Elger St, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,652 sqft · built 1885
Lot Size0.17 acres (7,398 sqft)
Owner2 Individual Names on File
Last Sale$58,000 (May 1989)
Tax Bill$2,474 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN12-005245

Property Details

APN / Parcel Number

Primary APN12-005245
Alternative APN
  • 005245

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,652 sqft Total Area

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Exterior MaterialBrick
Roof MaterialMetal
Lot Area7,398 sqft (0.17 acres)
PorchSlab
Porch Area118 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number005245
Street Address201 E ELGER ST
CityUNION BRIDGE
StateMD
Zip21791-9108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT. 44 FT FRT 201 ELGER ST UNION BRIDGE
Legal SubdivisionUNION BRIDGE
Legal Lot Number44
JurisdictionCARROLL MD
Township / Civil Division12, UNION BRIDGE
Census Block Group1
Census Block1037
Census Tract512000

Owner

Source: Carroll County records · APN 12-005245

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address201 E ELGER ST, UNION BRIDGE, MD 21791-9108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 1989 · Amount on Record
Deed SaleMay 17, 1989 · Amount on Record
Deed Book / Page1146 / 588
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address201 E ELGER ST, UNION BRIDGE, MD 21791-9108
Transaction TypeMortgage
Record UpdatedSep 20, 2023
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 E ELGER ST, UNION BRIDGE, MD 21791-9108

Mortgage

Document Number0111060233
DateSep 01, 2023
Book Page11106/233
Lender
NameACNB BANK
TypeBank
AddressGETTYSBURG, PA 17325
Agreement
TypeUnknown
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityUnion Bridge Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$180,900 (+26.42%) Land $70,300 Building $110,600$180,900 (+26.42%) Land $70,300 Building $110,600
2025$2,474.00 (+16.86%)
2023$2,117.00$143,100 Land $70,300 Building $72,800$143,100 Land $70,300 Building $72,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Union Bridge Historic District
listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schurz CommunicationsFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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