Martin County property record for 200 E Commerce St, Oak City, NC 27857
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,976 sqft · built 1999 |
| Lot Size | 0.26 acres (11,343 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Dec 2017) |
| Tax Bill | $1,221 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5800-19-7995 |
| Primary APN | 5800-19-7995 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,343 sqft (0.26 acres) |
| Shed | 1 Shed |
| Shed Area | 290 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1000595 |
|---|---|
| Street Address | 200 E COMMERCE ST |
| City | OAK CITY |
| State | NC |
| Zip | 27857-9691 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R |
| Legal Description | RES 200 E COMMERCE S |
| Legal Subdivision | E COMMERCE STREET |
| Jurisdiction | MARTIN NC |
| Township / Civil Division | GOOSE NEST |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 970400 |
Source: Martin County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 200 E COMMERCE ST, OAK CITY, NC 27857-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Dec 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Jun 29, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on Record |
| Deed Sale | Dec 6, 2017 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Book / Page | Z-26 / 559 |
| Prior Transfer Date | Jun 28, 2017 |
| Prior Transfer Doc | 000V26/067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN NC |
| Property Address | 200 E COMMERCE ST, OAK CITY, NC 27857-9691 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000R26/559 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | R-26/559 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN NC |
| Recording Date | Dec 6, 2017 |
| Property Address | 200 E COMMERCE ST, OAK CITY, NC 27857-9691 |
| Document Number | 000Z26/559 |
| Book / Page | Z-26 / 559 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804-5516 |
| Name | Verified Name |
|---|---|
| Address | 200 COMMERCE ST, OAK CITY, NC 27857-9691 |
| Document Number | 000Z26/562 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | Z-26/562 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Dec 1, 2040 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MARTIN NC |
| Recording Date | Jun 29, 2017 |
| Property Address | 200 E COMMERCE ST, OAK CITY, NC 27857-9691 |
| Document Number | 000V26/067 |
| Book / Page | V-26 / 067 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $102.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804-5516 |
| Investor | Possibly a Property Investor |
Source: Martin County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Martin County |
| Municipality | Oak City Town |
| Unified School District | Martin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,740 (-) | $97,740 (-) | |
| 2025 | $1,221.00 (+38.91%) | $97,740 (+79.83%) Land $6,800 Building $90,940 | $97,740 (+79.83%) Land $6,800 Building $90,940 |
| 2023 | $879.00 | $54,350 Land $6,140 Building $48,210 | $54,350 Land $6,140 Building $48,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · Severe Storms, Flooding, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER & SEWER DIST I serves 2,245 people · EPA ID NC6059003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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