Martin County property record for 107 E Commerce St, Oak City, NC 27857
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,072 sqft · built 1900 |
| Lot Size | 0.547 acres (23,809 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,399 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5800-19-7652 |
| Primary APN | 5800-19-7652 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,072 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,809 sqft (0.547 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1000459 |
|---|---|
| Street Address | 107 E COMMERCE ST |
| City | OAK CITY |
| State | NC |
| Zip | 27857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RES 107 E COMMERCE S |
| Jurisdiction | MARTIN NC |
| Township / Civil Division | GOOSE NEST |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 970400 |
107 E Commerce St is owned by an individual who acquired it in June 2006.
Source: Martin County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 5, OAK CITY, NC 27857-0005 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2006 |
| Transfer Doc | 000M21/291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN NC |
| Property Address | 107 COMMERCE ST, OAK CITY, NC 27857 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000Q26/192 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | Q-26/192 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 107 E Commerce St was $1,399.
Source: Martin County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Martin County |
| Municipality | Oak City Town |
| Unified School District | Martin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,760 (-) | $114,760 (-) | |
| 2025 | $1,399.00 | $114,760 Land $13,110 Building $101,650 | $114,760 Land $13,110 Building $101,650 |
| 2023 | $887.00 | $54,950 Land $11,880 Building $43,070 | $54,950 Land $11,880 Building $43,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 E Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · Severe Storms, Flooding, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 E Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER & SEWER DIST I serves 2,245 people · EPA ID NC6059003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures