207 E Commerce St, Oak City, NC 27857 Property Records

Martin County property record for 207 E Commerce St, Oak City, NC 27857

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,052 sqft · built 1910
Lot Size	0.25 acres (10,878 sqft)
Owner	Individual Name on Record
Tax Bill	$491 (2025)
Flood Zone	Zone X (minimal risk)
APN	`5800-19-9887`

Property Details

APN / Parcel Number

Primary APN	`5800-19-9887`
Alternative APN	`1000553`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1920
Architectural Style	Conventional
Lot Area	10,878 sqft (0.25 acres)

Location & Zoning

Account Number	1000553
Street Address	207 E COMMERCE ST
City	OAK CITY
State	NC
Zip	27857-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RES 207 E COMMERCE S
Jurisdiction	MARTIN NC
Township / Civil Division	GOOSE NEST
Census Block Group	2
Census Block	2050
Census Tract	970400

Owner

Source: Martin County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 E COMMERCE ST, OAK CITY, NC 27857-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Martin County
Municipality	Oak City Town
Unified School District	Martin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,430 (-)	$56,430 (-)
2025	$491.00 (+32.7%) Additional exemption filed	$56,430 (+44.95%) Land $6,660 Building $49,770	$56,430 (+44.95%) Land $6,660 Building $49,770
2023	$370.00 Additional exemption filed	$38,930 Land $6,020 Building $32,910	$38,930 Land $6,020 Building $32,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO WATER & SEWER DIST I serves 2,245 people · EPA ID NC6059003
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000