200 E 15th St, Cozad, NE 69130 Property Records

Dawson County property record for 200 E 15th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,096 sqft · built 1923
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Oct 2025)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Oct 2011 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20060-003-0007`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20060-003-0007`
Alternative APN	`240097998`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	1,032 sqft
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2025
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	126 ft deep x 64.3 ft wide
Garage Type	Detached
Garage Area	924 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 E 15TH ST
City	COZAD
State	NE
Zip	69130-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000763 LOT 7 BLK 3 DARNERS FIRST SUB LOTS 6 & 7 & PT LOTS 5 & 8
Legal Subdivision	DARNERS FIRST SUB
Legal Block	3
Legal Lot Number	5-8
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2037
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 E 15TH ST, COZAD, NE 69130-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage DAYSPRING BANK
Dec 28, 2020	Warranty Deed, Transfer · Line of Credit FLATWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	20252776
Record Updated	Sep 20, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	200 E 15TH ST, COZAD, NE 69130-1519
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020113166
Date	Oct 20, 2011
Instrument	2011-3166

Lender

Name	FIRST STATE BANK
Type	Bank
Address	OMAHA, NE 68127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2041

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Oct 3, 2025
Property Address	200 E 15TH ST, COZAD, NE 69130-1519
Document Number	0020252776
Instrument Date	Sep 18, 2025
Instrument	2025-2776
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.56
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252774
Date	Oct 3, 2025
Instrument	2025-2774

Lender

Name	DAYSPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Dec 28, 2020
Property Address	200 E 15TH ST, COZAD, NE 69130-1519
Document Number	0020203972
Instrument Date	Dec 16, 2020
Instrument	2020-3972
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17, COZAD, NE 69130-0017
Mail Care Of	MALCOM NELSON & WINDRUM LLC

Mortgage

Document Number	0020203973
Date	Dec 28, 2020
Instrument	2020-3973

Lender

Name	FLATWATER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,952 (+80.73%) Land $6,482 Building $127,470	$133,952 (+80.73%) Land $6,482 Building $127,470
2025	$1,114.00 (-6.93%)	$74,117 (-) Land $6,482 Building $67,635	$74,117 (-) Land $6,482 Building $67,635
2024	$1,197.00 (+2.13%)	$74,117 (+36.52%) Land $6,482 Building $67,635	$74,117 (+36.52%) Land $6,482 Building $67,635
2023	$1,172.00	$54,291 Land $4,861 Building $49,430	$54,291 Land $4,861 Building $49,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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