108 E 15th St, Cozad, NE 69130 Property Records

Dawson County property record for 108 E 15th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1960
Lot Size	0.141 acres (6,130 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2025)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20102-000-0006`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20102-000-0006`
Alternative APN	`240100484`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,130 sqft (0.141 acres)
Lot Dimensions	100 ft deep x 61.3 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 E 15TH ST
City	COZAD
State	NE
Zip	69130-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000933 LOT 5 EXC W 8.67FT MILES SUB OFLOT 8 DARNERS FIRST
Legal Subdivision	MILES SUB
Legal Lot Number	5
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2005
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 E 15TH ST, COZAD, NE 69130-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Aug 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FLATWATER BANK
Aug 21, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Nov 15, 2011 · Amount on Record
Deed Document Number	20252347
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0020231889
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	108 E 15TH ST, COZAD, NE 69130-1517
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192371
Date	Sep 19, 2019
Instrument	2019-2371

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Aug 18, 2025
Property Address	108 E 15TH ST, COZAD, NE 69130-1517
Document Number	0020252347
Instrument Date	Aug 13, 2025
Instrument	2025-2347
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY RFG, NEBRASKA TITLE CO LEXINGT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252348
Date	Aug 18, 2025
Instrument	2025-2348

Lender

Name	FLATWATER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAWSON NE
Recording Date	Aug 21, 2023
Property Address	108 E 15TH ST, COZAD, NE 69130-1517
Document Number	0020231889
Instrument Date	Aug 17, 2023
Instrument	2023-1889
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 E 15TH ST, COZAD, NE 69130-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1822 S MERIDIAN AVE, COZAD, NE 69130-2725

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,949 (+20.17%) Land $4,904 Building $108,045	$112,949 (+20.17%) Land $4,904 Building $108,045
2025	$1,413.00 (+1,048.78%)	$93,994 (-) Land $4,904 Building $89,090	$93,994 (-) Land $4,904 Building $89,090
2024	$123.00 (-93.25%) Homeowner's exemption	$93,994 (+11.46%) Land $4,904 Building $89,090	$93,994 (+11.46%) Land $4,904 Building $89,090
2023	$1,821.00	$84,331 Land $3,678 Building $80,653	$84,331 Land $3,678 Building $80,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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