203 E 15th St, Cozad, NE 69130 Property Records

Dawson County property record for 203 E 15th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,808 sqft · built 1930
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on Record
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20060-006-0006`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20060-006-0006`
Alternative APN	`240097750`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	1,948 sqft
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 64.7 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 E 15TH ST
City	COZAD
State	NE
Zip	69130-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000784 LOT 6 BLK 6 DARNERS FIRST SUB LOTS 6 & 7 & PT LOTS 5 & 8
Legal Subdivision	DARNERS FIRST SUB
Legal Block	6
Legal Lot Number	5-8
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2034
Census Tract	968300

Owner

Source: Dawson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E 15TH ST, COZAD, NE 69130-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit HOMESTEAD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	203 E 15TH ST, COZAD, NE 69130-1520
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E 15TH ST, COZAD, NE 69130-1520

Mortgage

Document Number	0020222124
Date	Jul 5, 2022
Instrument	2022-2124

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	203 E 15TH ST, COZAD, NE 69130-1520
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E 15TH ST, COZAD, NE 69130-1520

Mortgage

Document Number	20213356
Date	Sep 13, 2021
Instrument	2021-3356

Lender

Name	HOMESTEAD BANK
Type	Bank
Address	LEXINGTON, NE 68850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,640 (+19.74%) Land $6,760 Building $81,880	$88,640 (+19.74%) Land $6,760 Building $81,880
2025	$1,113.00 (-31.51%)	$74,025 (-1.66%) Land $6,760 Building $67,265	$74,025 (-1.66%) Land $6,760 Building $67,265
2023	$1,625.00	$75,274 Land $5,070 Building $70,204	$75,274 Land $5,070 Building $70,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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