200 Central Ave, Chattanooga, TN 37403 Property Records

Hamilton County property record for 200 Central Ave, Chattanooga, TN 37403

Property Summary

Property TypeBed & Breakfast
Details29,010 sqft · built 1989
Lot Size1.03 acres (44,866 sqft)
OwnerIndividual Name on File
Flood ZoneZone X (minimal risk)
APN146A L 001

Property Details

APN / Parcel Number

Primary APN146A L 001
Alternative APN
  • 0000071720

Interior

Stories3 Stories
Building Area29,010 sqft Total Area

Exterior

Year BuiltBuilt 1989
Exterior MaterialBrick Veneer
Roof TypeWood Truss
Roof MaterialShingle
Lot Area44,866 sqft (1.03 acres)
Lot Dimensions290 ft deep x 155 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000071720
Street Address200 CENTRAL AVE
CityCHATTANOOGA
StateTN
Zip37403-1506
Property CategoryCommercial
Property TypeCommercial > Retail > Bed & Breakfast
Local Zoning CodeR4
Legal DescriptionLT 9 CITICO CITY PB 2 PG 26 REV 47-214 0060 12 01
Legal SubdivisionCITICO CITY
Legal Lot Number9
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3043
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

200 Central Ave, a commercial property, is owned and occupied by an individual who acquired it in June 2023.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address975 E 3RD ST, CHATTANOOGA, TN 37403-2147
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2023
Deed SaleJun 22, 2023
Deed Document Number0001333581
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025Additional exemption filed$5,948,000 (+28.52%) Land $1,179,900 Building $4,768,100
2024Additional exemption filed$4,628,100 (+929.61%) Land $674,300 Building $3,953,800
2023Additional exemption filed$449,500 (-) Land $449,500
2022Additional exemption filed$449,500 Land $449,500

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 200 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 200 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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