102 Central Ave, Chattanooga, TN 37403 Property Records

Hamilton County property record for 102 Central Ave, Chattanooga, TN 37403

Property Summary

Property TypeMedical Building
Details14,570 sqft · built 2008
Lot Size0.94 acres (40,946 sqft)
OwnerCompany Name on Record
Last Sale$267,500 (Feb 2006)
Tax Bill$19,047 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN146B A 018

Property Details

APN / Parcel Number

Primary APN146B A 018
Alternative APN
  • 0000071874

Interior

Stories1 Story
Building Area14,570 sqft Total Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick Veneer
Fire ResistanceWood or Wood & Steel Frame
Roof TypeWood Truss
Roof MaterialMetal
Lot Area40,946 sqft (0.94 acres)
Lot Dimensions314 ft deep x 132 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000071874
Street Address102 CENTRAL AVE
CityCHATTANOOGA
StateTN
Zip37403-1503
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Local Zoning CodeR4
Legal DescriptionLT 1 ERLANGER AT CENTRAL AVE PB5 PG56 REV 81-97
Legal SubdivisionGILLESPIE
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3043
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address102 CENTRAL AVE, CHATTANOOGA, TN 37403-1503
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2006 · Amount on Record
Deed SaleFeb 7, 2006 · Amount on Record
Deed Document Number200652
Deed Book / Page7834 / 524
Last Transfer DateAug 2, 2013
Transfer Doc0000000208
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address102 CENTRAL AVE, CHATTANOOGA, TN 37403-1503
Document Number0908000194
Instrument DateSep 4, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address102 CENTRAL AVE CHATTANOOGA TN 374031503, CHATTANOOGA, TN 37403-1503

Mortgage

Document Number0908000194
DateSep 8, 2020
Book Page012142/000834
Instrument200908000194
Lender
NameHARDIN CNTY BK
TypeBank
Address235 WAYNE RD, SAVANNAH, TN 38372-1941
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,047.00 (-21.06%)$1,256,680 (+16.52%)$3,141,700 (+16.52%) Land $931,500 Building $2,210,200
2024$24,128.00$1,078,480 (-)$2,696,200 (-) Land $284,700 Building $2,411,500
2023$24,128.00$1,078,480 (-)$2,696,200 (-) Land $284,700 Building $2,411,500
2022$24,128.00$1,078,480$2,696,200 Land $284,700 Building $2,411,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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