Bergen County and Waldwick Borough property record for 20 Wilson Ter, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,801 sqft · built 1948 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (May 2023) |
| Tax Bill | $14,697 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00162-01-00019 |
| Primary APN | 64-00162-01-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,801 sqft Living Area |
| 1st Floor Area | 1,801 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,799 sqft (0.248 acres) |
| Lot Dimensions | 180 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 000219 |
|---|---|
| Street Address | 20 WILSON TER |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60X180 3LT |
| Legal Subdivision | FINE ART HOMES INC SEC 1 |
| Legal Block | 162.1 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 WILSON TER, WALDWICK, NJ 07463-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 18, 2023 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 13, 2020 | Grant Deed, Transfer · Conventional with PMI GET A RATE LLC |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI GET A RATE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Jan 13, 2020 · Amount on Record |
| Deed Document Number | 202333523 |
| Deed Book / Page | 4997 / 529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 18, 2023 |
| Property Address | 20 WILSON TER, WALDWICK, NJ 07463-1223 |
| Document Number | 0049970529 |
| Book / Page | 4997 / 529 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023033523 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | NOT AVAILABLE, 1ST RATE TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 LAKESIDE DR, RAMSEY, NJ 07446-2563 |
| Name | Verified Name |
|---|---|
| Address | 20 WILSON TER, WALDWICK, NJ 07463-1223 |
| Document Number | 2023033524 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023033524 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 13, 2020 |
| Property Address | 20 WILSON TER, WALDWICK, NJ 07463-1223 |
| Document Number | 0034570456 |
| Book / Page | 003457 / 000456 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 20002076 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 WILSON TER WALDWICK NJ 074631223, WALDWICK, NJ 07463-1223 |
| Document Number | 34570461 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 003457/000461 |
| Instrument | 20002077 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 WILSON TER, WALDWICK, NJ 07463-1223 |
| Document Number | 0034570461 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 WILSON TER WALDWICK NJ 074631223, WALDWICK, NJ 07463-1223 |
| Document Number | 0034570461 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 003457/000461 |
| Instrument | 20002077 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,400 (-) Land $312,700 Building $327,700 | $640,400 (-) Land $312,700 Building $327,700 | |
| 2025 | $14,697.00 (+3.66%) | $640,400 (+39.86%) Land $312,700 Building $327,700 | $640,400 (+39.86%) Land $312,700 Building $327,700 |
| 2024 | $14,178.00 (+8.73%) | ||
| 2023 | $457,900 Land $270,300 Building $187,600 | $457,900 Land $270,300 Building $187,600 | |
| 2022 | $13,040.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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