Bergen County and Waldwick Borough property record for 18 Wilson Ter, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,769 sqft · built 1948 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $552,500 (Nov 2020) |
| Tax Bill | $13,231 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00162-01-00018 |
| Primary APN | 64-00162-01-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 1,769 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 10,799 sqft (0.248 acres) |
| Lot Dimensions | 180 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400162A00018 |
|---|---|
| Street Address | 18 WILSON TER |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60X180 3LT |
| Legal Subdivision | FINE ART HOMES INC SEC #1 |
| Legal Block | 162 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 WILSON TER, WALDWICK, NJ 07463-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 6, 2020 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on Record |
| Deed Sale | Nov 6, 2020 · Amount on Record |
| Prior Sale | May 18, 2012 · Amount on Record |
| Deed Document Number | 2020115289 |
| Deed Book / Page | 3805 / 1867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 WILSON TER, WALDWICK, NJ 07463-1223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18 WILSON TER, WALDWICK, NJ 07463-1223 |
| Document Number | 0050100942 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 5010/942 |
| Instrument | 2023037712 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 6, 2020 |
| Property Address | 18 WILSON TER, WALDWICK, NJ 07463-1223 |
| Document Number | 0038051867 |
| Book / Page | 3805 / 1867 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 20-115289 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,681.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 WILSON TER, 18, WALDWICK, NJ 07463-1223 |
| Name | Verified Name |
|---|---|
| Address | TAXPAYER, WALDWICK, NJ |
| Document Number | 20115290 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 20-115290 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576,500 (-) Land $312,700 Building $263,800 | $576,500 (-) Land $312,700 Building $263,800 | |
| 2025 | $13,231.00 (+3.67%) | $576,500 (+38.95%) Land $312,700 Building $263,800 | $576,500 (+38.95%) Land $312,700 Building $263,800 |
| 2024 | $12,763.00 (+8.01%) | ||
| 2023 | $414,900 Land $270,300 Building $144,600 | $414,900 Land $270,300 Building $144,600 | |
| 2022 | $11,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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