16 Wilson Ter, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 16 Wilson Ter, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1948
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Jul 2026)
Tax Bill	$13,472 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00162-01-00017`

Property Details

APN / Parcel Number

Primary APN	`64-00162-01-00017`
Alternative APNs	`6400162000100017` `6400162A00017`

Interior

Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	6400162A00017
Street Address	16 WILSON TER
City	WALDWICK
State	NJ
Zip	07463-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X180 3LT
Legal Block	162
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3009
Census Tract	56200

Owner

16 Wilson Ter is owned and occupied by two individuals who bought it in July 2026.

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 WILSON TER, WALDWICK, NJ 07463-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Deed Document Number	202645015
Deed Book / Page	5838 / 435
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 2, 2026
Property Address	16 WILSON TER, WALDWICK, NJ 07463-1223
Document Number	0000045015
Book / Page	5838 / 435
Instrument Date	Jun 16, 2026
Instrument	202645015
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	LAND SAFE TITLE, SAFE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,305.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WILSON TER, WALDWICK, NJ 07463-1223

Mortgage

Document Number	0000045016,
Date	Jul 2, 2026
Instrument	202645016

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 16 Wilson Ter was $13,472, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,000 (-) Land $312,700 Building $274,300	$587,000 (-) Land $312,700 Building $274,300
2025	$13,472.00 (+3.66%)	$587,000 Land $312,700 Building $274,300	$587,000 Land $312,700 Building $274,300
2024	$12,996.00
2023		$471,200 Land $270,300 Building $200,900	$471,200 Land $270,300 Building $200,900
2022	$13,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Wilson Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Wilson Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20