20 Willard Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 20 Willard Ln, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,446 sqft · built 1950
Lot Size	6.06 acres (263,974 sqft)
Owner	Individual Name on Record
Tax Bill	$8,726 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Dec 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:26 B:2`

Property Details

APN / Parcel Number

Primary APN	`HARV M:26 B:2`
Alternative APNs	`M:026.0 P:0002-0000.0` `1250260000200000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	2,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	263,974 sqft (6.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250260000200000
Street Address	20 WILLARD LN
City	HARVARD
State	MA
Zip	01451-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	4
Census Block	4001
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WILLARD LN, HARVARD, MA 01451-1500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2018	Deed of Trust, Mortgage · Line of Credit UNIBANK FOR SAVINGS
Dec 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 24, 2017	Quit Claim Deed, Transfer UNIBANK FOR SAVINGS
Apr 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2017
Deed Sale	Apr 25, 2017
Prior Sale	Apr 24, 2017
Deed Document Number	201741186
Deed Book / Page	57021 / 56
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	20 WILLARD LN, HARVARD, MA 01451-1500
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59863-24
Date	Dec 24, 2018
Book Page	59863/24
Instrument	136021

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Dec 6, 2018
Property Address	20 WILLARD LN, HARVARD, MA 01451-1500
Document Number	59782-199
Book / Page	059782 / 000199
Instrument Date	Dec 6, 2018
Instrument	129080
Transaction Type	Transfer
Record Updated	Dec 26, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WILLARD LN HARVARD MA 014511500, HARVARD, MA 01451-1500

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Apr 24, 2017
Property Address	20 WILLARD LN, HARVARD, MA 01451-1500
Document Number	57012-268
Book / Page	57012 / 268
Instrument	40401
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$67.35
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57012-271
Date	Apr 24, 2017
Book Page	57012/271
Instrument	40402

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Apr 25, 2017
Property Address	20 WILLARD LN, HARVARD, MA 01451-1500
Document Number	57021-56
Book / Page	057021 / 000056
Instrument Date	Apr 18, 2017
Instrument	41186
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	20 WILLARD LN HARVARD MA 014511500, HARVARD, MA 01451-1500

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,726.00 (+4.32%)	$557,600 (-0.68%) Land $337,400 Building $220,200
2024	$8,365.00 (-2.66%)	$561,400 (+8.5%) Land $337,400 Building $224,000	$807,310
2023	$8,594.00	$517,400 Land $317,500 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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