12 Willard Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 12 Willard Ln, Harvard, MA 01451

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,248 sqft · built 1963
Lot Size2.64 acres (114,998 sqft)
Owner2 Individual Names on Record
Last Sale$189,500 (Jan 1994)
Tax Bill$7,728 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNHARV M:26 B:1

Property Details

APN / Parcel Number

Primary APNHARV M:26 B:1
Alternative APNs
  • M:026.0 P:0001-0000.0
  • 1250260000100000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area3,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area114,998 sqft (2.64 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1250260000100000
Street Address12 WILLARD LN
CityHARVARD
StateMA
Zip01451-1500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
JurisdictionHARVARD MA
Township / Civil DivisionHARVARD
Census Block Group4
Census Block4001
Census Tract761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 473, HARVARD, MA 01451-0473
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 1994 · Amount on Record
Deed SaleJan 31, 1994 · Amount on Record
Prior SaleJan 31, 1994 · Amount on Record
Deed Book / Page16019 / 163
Transfer Doc48449-290
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARVARD MA
Property Address12 WILLARD LN, HARVARD, MA 01451-1500
Document Number62343-191
Instrument DateApr 18, 2020
Transaction TypeMortgage
Record UpdatedMay 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 473 HARVARD MA 014510473, HARVARD, MA 01451-0473

Mortgage

Document Number62343-191
DateMay 6, 2020
Book Page062343/000191
Instrument45905
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 5, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHarvard Town
Unified School DistrictHarvard School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,728.00 (+5.03%)$493,800 (-) Land $286,100 Building $207,700
2024$7,358.00 (-1.88%)$493,800 (+9.37%) Land $286,100 Building $207,700$679,250
2023$7,499.00$451,500 Land $266,200 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willard Ln

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