20 Union St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 20 Union St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1900
Lot Size	0.251 acres (10,899 sqft)
Owner	2 Individual Names on File
Last Sale	$66,000 (Feb 2015)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`143601 349.15-2-9`

Property Details

APN / Parcel Number

Primary APN	`143601 349.15-2-9`
Alternative APNs	`36013491500002009000` `203 0009000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,060 sqft
Attic	Attic
Attic Area	318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,899 sqft (0.251 acres)
Lot Dimensions	172 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	203 0009000
Street Address	20 UNION ST
City	GOWANDA
State	NY
Zip	14070-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HGWY DEROUSSEAU HOERBELT TODD .29AC
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2023
Census Tract	17501

Owner

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 UNION ST, GOWANDA, NY 14070-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 6, 2015 · Amount on Record
Deed Sale	Feb 6, 2015 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	201523491
Deed Book / Page	11275 / 4767
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	20 UNION ST, GOWANDA, NY 14070-1025
Document Number	0113392853
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	89 LONG AVE HAMBURG NY 140756208, HAMBURG, NY 14075-6208

Mortgage

Document Number	0113392853
Date	Dec 28, 2018
Book Page	011339/002853

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+78.56%)	$45,000 (-) Land $3,500 Building $41,500	$160,700 (+21.42%) Land $12,499 Building $148,201
2024	$1,637.00 Homeowner's exemption Veteran's exemption	$45,000 (-) Land $3,500 Building $41,500	$132,353 (+5.88%) Land $10,294 Building $122,059
2023	Homeowner's exemption Veteran's exemption	$45,000 (-) Land $3,500 Building $41,500	$125,000 (+16.71%) Land $9,722 Building $115,278
2022		$45,000 Land $3,500 Building $41,500	$107,100 Land $8,330 Building $98,770
2021	$528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Armstrong.

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