20 Talbot Pines Loop, Columbia Falls, MT 59912 Property Records

Flathead County property record for 20 Talbot Pines Loop, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,246 sqft · built 2019
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,872 (2026)
Deeds & Mortgages	Dec 2018 Construction Loan Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0770012`

Property Details

APN / Parcel Number

Primary APN	`R0770012`
Alternative APNs	`07-4186-17-2-46-01-0000` `0000501152`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,246 sqft Living Area
1st Floor Area	1,538 sqft
Attic	Attic
Attic Area	708 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,379 sqft (0.376 acres)
View / Lot	Cul-de-sac
Garage Area	1,864 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501152
Street Address	20 TALBOT PINES LOOP
City	COLUMBIA FALLS
State	MT
Zip	59912-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALBOTT PINES, S17, T30 N, R20 W, LOT 006, TALBOTT PINES LOT 6
Legal Range	20W
Legal Township	30N
Legal Section	17
Legal Subdivision	TALBOTT PINES
Legal Lot Number	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	4
Census Block	4033
Census Tract	203

Owner

20 Talbot Pines Loop is owned and occupied by two individuals who acquired it in July 2018.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Deed of Trust, Mortgage · Construction Mortgage GLACIER BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK
Jul 13, 2018	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018
Deed Sale	Jul 13, 2018
Deed Document Number	201814367
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	20 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800029271
Date	Dec 4, 2018
Instrument	201800029271

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	20 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018244
Date	Jul 6, 2020
Instrument	202000018244

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 13, 2018
Property Address	20 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Document Number	201800014367
Instrument Date	Jul 13, 2018
Instrument	201800014367
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1503 COLUMBIA DR, COLUMBIA FALLS, MT 59912-4340

Tax Assessment & Valuation

The 2026 property tax bill for 20 Talbot Pines Loop was $2,872 with a homeowner's exemption.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,872.00 Homeowner's exemption	$855,900
2025			$855,900 Land $148,471 Building $707,429
2023	$6,018.00	$677,100	$677,100 Land $108,426 Building $568,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Talbot Pines Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Talbot Pines Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bullitt Communications, MontanaSky Networks, Vero Fiber.

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