12 Talbot Pines Loop, Columbia Falls, MT 59912 Property Records

Flathead County property record for 12 Talbot Pines Loop, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,476 sqft · built 2021
Lot Size	0.549 acres (23,914 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jun 2019)
Tax Bill	$4,405 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0770016`

Property Details

APN / Parcel Number

Primary APN	`R0770016`
Alternative APNs	`07-4186-17-2-45-10-0000` `0000501156`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,516 sqft
2nd Floor Area	960 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,914 sqft (0.549 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000501156
Street Address	12 TALBOT PINES LOOP
City	COLUMBIA FALLS
State	MT
Zip	59912-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALBOTT PINES, S17, T30 N, R20 W, LOT 010, TALBOTT PINES LOT 10
Legal Range	20W
Legal Township	30N
Legal Section	17
Legal Subdivision	TALBOTT PINES
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	4
Census Block	4033
Census Tract	203

Owner

12 Talbot Pines Loop is owned and occupied by two individuals who bought it in June 2019.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Jun 7, 2019	Warranty Deed, Transfer · Commercial Mortgage PARK SIDE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Deed Document Number	201911143
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	12 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100042591
Date	Dec 13, 2021
Instrument	202100042591

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	12 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100020098
Date	Jun 11, 2021
Instrument	202100020098

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 7, 2019
Property Address	12 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Document Number	201900011143
Instrument Date	Jun 5, 2019
Instrument	201900011143
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2025 TERRACE CT, COLUMBIA FALLS, MT 59912-4519

Mortgage

Document Number	201900011144
Date	Jun 7, 2019
Instrument	201900011144

Lender

Name	PARK SIDE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 22, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 Talbot Pines Loop was $4,405.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,405.00	$853,800
2025			$853,800 Land $153,750 Building $700,050
2023	$8,078.00	$829,300	$829,300 Land $128,412 Building $700,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Talbot Pines Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Talbot Pines Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bullitt Communications, MontanaSky Networks, Vero Fiber.

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