14 Talbot Pines Loop, Columbia Falls, MT 59912 Property Records

Flathead County property record for 14 Talbot Pines Loop, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,484 sqft · built 2022
Lot Size	0.426 acres (18,557 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,330 (2026)
Deeds & Mortgages	Oct 2022 Construction Loan Jul 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0770015`

Property Details

APN / Parcel Number

Primary APN	`R0770015`
Alternative APNs	`07-4186-17-2-45-12-0000` `0000501155`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,808 sqft Living Area
1st Floor Area	1,645 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,557 sqft (0.426 acres)
Garage Area	945 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000501155
Street Address	14 TALBOT PINES LOOP
City	COLUMBIA FALLS
State	MT
Zip	59912-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALBOTT PINES, S17, T30 N, R20 W, LOT 009, TALBOTT PINES LOT 9
Legal Range	20W
Legal Township	30N
Legal Section	17
Legal Subdivision	TALBOTT PINES
Legal Lot Number	9
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	4
Census Block	4033
Census Tract	203

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK
Jul 27, 2021	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK
Feb 13, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHITEFISH CU
Mar 5, 2021	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025
Deed Sale	Apr 16, 2025
Prior Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	20256915
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	14 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200026589
Date	Oct 12, 2022
Instrument	202200026589

Lender

Name	AMERICAN BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	14 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100025118
Date	Jul 27, 2021
Instrument	202100025118

Lender

Name	AMERICAN BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 13, 2023
Property Address	14 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Document Number	202300002187
Instrument Date	Feb 10, 2023
Instrument	202300002187
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521

Mortgage

Document Number	202300002188
Date	Feb 13, 2023
Instrument	202300002188

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 15, 2030
Change Frequency	Annually
Min Rate At Change	3.55%
Max Rate At Change	7.55%
Index	Other
Max Rate	10.5%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 5, 2021
Property Address	14 TALBOT PINES LOOP, COLUMBIA FALLS, MT 59912-4521
Document Number	202100007643
Instrument Date	Mar 3, 2021
Instrument	202100007643
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 ARMORY RD, WHITEFISH, MT 59937-8143

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,330.00 (+34.4%)	$1,081,500 (+14.82%)
2025			$1,081,500 (+14.82%) Land $149,990 Building $931,510
2023	$9,174.00	$941,900	$941,900 Land $114,176 Building $827,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bullitt Communications, MontanaSky Networks, Vero Fiber.

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