Oneida County and Vernon Town property record for 20 State St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,124 sqft · built 1988 |
| Lot Size | 0.673 acres (29,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,000 (Feb 2008) |
| Tax Bill | $7,287 (2025) |
| Deeds & Mortgages | Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 020070.2 |
| Primary APN | 020070.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| 2nd Floor Area | 1,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 29,340 sqft (0.673 acres) |
| Lot Dimensions | 326 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 441 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 020070.2 |
|---|---|
| Street Address | 20 STATE ST |
| City | ONEIDA |
| State | NY |
| Zip | 13421-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOUSE GAR ATT |
| Legal Block | 2 |
| Legal Lot Number | 44.002 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records · APN 020070.2
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 STATE ST, ONEIDA, NY 13421-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2008 · Amount on Record |
| Deed Sale | Feb 15, 2008 · Amount on Record |
| Prior Sale | Dec 15, 1993 · Amount on Record |
| Deed Book / Page | 2008 / 2369 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 20 STATE ST, ONEIDA, NY 13421-2535 |
| Document Number | 0000001583 |
| Instrument Date | Sep 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 STATE ST DENVER NY 12421, DENVER, NY 12421 |
| Document Number | 0000001583 |
|---|---|
| Date | Feb 03, 2020 |
| Instrument | 1583 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oneida County and Vernon Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Oneida Castle Village |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,287.00 (+357.15%) | $134,400 (-) Land $4,700 Building $129,700 | $308,966 (+9.2%) Land $10,805 Building $298,161 |
| 2023 | $134,400 (-) Land $4,700 Building $129,700 | $282,947 (+9.47%) Land $9,895 Building $273,052 | |
| 2022 | $1,594.00 Homeowner's exemption Veteran's exemption | $134,400 Land $4,700 Building $129,700 | $258,462 Land $9,038 Building $249,424 |
Source: FEMA National Flood Hazard Layer as of September 26, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 124 locations within half a mile of this property.
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