Oneida County and Vernon Town property record for 16 State St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,704 sqft · built 1840 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,300 (Oct 2021) |
| Tax Bill | $5,789 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 306001 321.016-1-4 |
| Primary APN | 306001 321.016-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| 2nd Floor Area | 1,080 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 198 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 310 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 020040 |
|---|---|
| Street Address | 16 STATE ST |
| City | ONEIDA |
| State | NY |
| Zip | 13421-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOUSE & GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 STATE ST, ONEIDA, NY 13421-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Oct 5, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HUNT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Mar 14, 2006 · Amount on Record |
| Deed Document Number | 202116807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 16 STATE ST, ONEIDA, NY 13421-2535 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000030 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 2023-000030 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Feb 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 5, 2021 |
| Property Address | 16 STATE ST, ONEIDA, NY 13421-2535 |
| Document Number | 16807 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021-016807 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 346 BROAD ST, ONEIDA, NY 13421-2139 |
| Document Number | 16808 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-016808 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Oneida Castle Village |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,789.00 (+2.03%) | ||
| 2025 | $5,674.00 (+311.46%) | $102,500 (-) Land $2,500 Building $100,000 | $235,632 (+9.2%) Land $5,747 Building $229,885 |
| 2023 | $102,500 (-) Land $2,500 Building $100,000 | $215,789 (+9.47%) Land $5,263 Building $210,526 | |
| 2022 | $1,379.00 | $102,500 Land $2,500 Building $100,000 | $197,115 Land $4,808 Building $192,307 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures