Oneida County and Vernon Town property record for 26 State St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,712 sqft · built 1963 |
| Lot Size | 0.804 acres (35,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Aug 2023) |
| Tax Bill | $6,201 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 306001 321.012-2-42 |
| Primary APN | 306001 321.012-2-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 944 sqft |
| 2nd Floor Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 35,024 sqft (0.804 acres) |
| Lot Dimensions | 398 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 020080 |
|---|---|
| Street Address | 26 STATE ST |
| City | ONEIDA |
| State | NY |
| Zip | 13421-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOUSE |
| Legal Block | 2 |
| Legal Lot Number | 42.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26 STATE ST, ONEIDA, NY 13421-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Aug 6, 2012 · Amount on Record |
| Deed Document Number | 20239393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 26 STATE ST, ONEIDA, NY 13421-2535 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004585 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023-004585 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 26 STATE ST, ONEIDA, NY 13421-2535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002070 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | 2023-002070 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 26 STATE ST, ONEIDA, NY 13421-2535 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016808 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-016808 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Jan 1, 2042 |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Oneida Castle Village |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,201.00 (+2.02%) Homeowner's exemption | ||
| 2025 | $6,078.00 (+311.51%) | $109,800 (-) Land $4,400 Building $105,400 | $252,414 (+9.2%) Land $10,115 Building $242,299 |
| 2023 | $109,800 (-) Land $4,400 Building $105,400 | $231,158 (+9.47%) Land $9,263 Building $221,895 | |
| 2022 | $1,477.00 Homeowner's exemption | $109,800 Land $4,400 Building $105,400 | $211,154 Land $8,462 Building $202,692 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures