20 Speer St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 20 Speer St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,056 sqft · built 1956
Lot Size	0.146 acres (6,338 sqft)
Owner	Individual Name on File
Last Sale	$539,000 (Dec 2025)
Tax Bill	$11,234 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00149-0000-00003-07`

Property Details

APN / Parcel Number

Primary APN	`18-00149-0000-00003-07`
Alternative APNs	`18001490000000030007` `1800149000000003G`

Interior

Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	6,338 sqft (0.146 acres)
Lot Dimensions	99 ft deep x 64 ft wide

Location & Zoning

Old Parcel Number	1800149000000003G
Street Address	20 SPEER ST
City	SOMERVILLE
State	NJ
Zip	08876-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	149
Legal Lot Number	3.7
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	50200

Owner

Source: Somerset County and Somerville Borough records · APN 18-00149-0000-00003-07

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 SPEER ST, SOMERVILLE, NJ 08876-1564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Feb 02, 2009 · Amount on Record
Deed Document Number	202537072
Deed Book / Page	7658 / 1711
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 30, 2025
Property Address	20 SPEER ST, SOMERVILLE, NJ 08876-1564
Document Number	0000037072
Book / Page	7658 / 1711
Instrument Date	Nov 06, 2025
Instrument	2025037072
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,549.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26753 MOUNT NEBO RD, ONANCOCK, VA 23417-3601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SPEER ST, SOMERVILLE, NJ 08876-1564

Mortgage

Document Number	0000037073
Date	Dec 30, 2025
Instrument	2025037073

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,400 (-) Land $113,700 Building $161,700	$275,400 (-) Land $113,700 Building $161,700
2025	$11,234.00 (+3.2%)	$275,400 (-) Land $113,700 Building $161,700	$275,400 (-) Land $113,700 Building $161,700
2024	$10,886.00 (+5.11%)
2023		$275,400 Land $113,700 Building $161,700	$275,400 Land $113,700 Building $161,700
2022	$10,357.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.