18 Speer St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 18 Speer St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,421 sqft · built 1956
Lot Size	0.157 acres (6,830 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jun 2003)
Tax Bill	$9,480 (2025)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00149-0000-00003-06`

Property Details

APN / Parcel Number

Primary APN	`18-00149-0000-00003-06`
Alternative APNs	`18001490000000030006` `1800149000000003F`

Interior

Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	6,830 sqft (0.157 acres)
Lot Dimensions	99 ft deep x 69 ft wide

Location & Zoning

Old Parcel Number	1800149000000003F
Street Address	18 SPEER ST
City	SOMERVILLE
State	NJ
Zip	08876-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	149
Legal Lot Number	3.6
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	50200

Owner

Source: Somerset County and Somerville Borough records · APN 18-00149-0000-00003-06

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 SPEER ST, SOMERVILLE, NJ 08876-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2003 · Amount on Record
Deed Sale	Jun 12, 2003 · Amount on Record
Deed Book / Page	5387 / 3283
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	18 SPEER ST, SOMERVILLE, NJ 08876-1564
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SPEER ST, SOMERVILLE, NJ 08876-1564

Mortgage

Document Number	0000030936
Date	Nov 03, 2025
Book Page	7648/1351
Instrument	2025030936

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,400 (-) Land $114,600 Building $117,800	$232,400 (-) Land $114,600 Building $117,800
2025	$9,480.00 (+3.2%)	$232,400 (-) Land $114,600 Building $117,800	$232,400 (-) Land $114,600 Building $117,800
2024	$9,186.00 (+5.1%)
2023		$232,400 Land $114,600 Building $117,800	$232,400 Land $114,600 Building $117,800
2022	$8,740.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.