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15 Speer St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 15 Speer St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,656 sqft · built 1956
Lot Size0.146 acres (6,364 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Apr 2024)
Tax Bill$10,777 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-00148-0000-00002-07

Property Details

APN / Parcel Number

Primary APN18-00148-0000-00002-07
Alternative APNs
  • 18001480000000020007
  • 1800148000000002G

Interior

Stories1 Story
Building Area1,656 sqft Living Area
1st Floor Area1,656 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area6,364 sqft (0.146 acres)
Lot Dimensions95 ft deep x 67 ft wide

Location & Zoning

Old Parcel Number1800148000000002G
Street Address15 SPEER ST
CitySOMERVILLE
StateNJ
Zip08876-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFAIR ESTATES
Legal Block148
Legal Lot Number2.7
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2002
Census Tract50200

Owner

Source: Somerset County and Somerville Borough records · APN 18-00148-0000-00002-07

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15 SPEER ST, SOMERVILLE, NJ 08876-1563
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2024 · Amount on Record
Deed SaleApr 05, 2024 · Amount on Record
Deed Document Number20248197
Deed Book / Page7551 / 3082
Record UpdatedSep 20, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateApr 05, 2024
Property Address15 SPEER ST, SOMERVILLE, NJ 08876-1563
Document Number0000008197
Book / Page7551 / 3082
Instrument DateMar 29, 2024
Instrument2024008197
Transaction TypeTransfer
Record UpdatedApr 18, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,796.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address215 N BRIDGE ST, SOMERVILLE, NJ 08876-1640

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 SPEER ST, SOMERVILLE, NJ 08876-1563

Mortgage

Document Number0000008198
DateApr 05, 2024
Instrument2024008198
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address15 SPEER ST, SOMERVILLE, NJ 08876-1563
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024212
DateSep 18, 2023
Book Page7524/3375
Instrument2023024212
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$264,200 (-) Land $119,500 Building $144,700$264,200 (-) Land $119,500 Building $144,700
2025$10,777.00 (+3.2%)$264,200 (-) Land $119,500 Building $144,700$264,200 (-) Land $119,500 Building $144,700
2024$10,443.00 (+5.1%)
2023$264,200 Land $119,500 Building $144,700$264,200 Land $119,500 Building $144,700
2022$9,936.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Nearby Flood Policies14 in force
4 of 14 on primary residences
Nearby Flood Claims34 (1999–2021)
Claims Outside the SFHA15 of 34
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events
  • Remnants Of Hurricane Ida (Sep 2021), 13 claims
  • Hurricane Irene (Aug 2011), 12 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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