20 Spaulding Point Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 20 Spaulding Point Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,282 sqft · built 1958
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Sep 2015)
Tax Bill	$6,861 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BELG M:46 L:036`

Property Details

APN / Parcel Number

Primary APN	`BELG M:46 L:036`
Alternative APN	`2663`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,676 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2663
Street Address	20 SPAULDING POINT RD
City	BELGRADE
State	ME
Zip	04917-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3018
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 SPAULDING POINT RD, BELGRADE, ME 04917-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage KSW FED CREDIT UNION
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KSW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2015 · Amount on Record
Deed Sale	Sep 8, 2015 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	201522396
Deed Book / Page	12095 / 43
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	20 SPAULDING POINT RD, BELGRADE, ME 04917-3235
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013050
Date	Jun 19, 2017
Book Page	12632/0317
Instrument	000000013050

Lender

Name	KSW FED CREDIT UNION

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 19, 2042

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	20 SPAULDING POINT RD, BELGRADE, ME 04917-3235
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010864
Date	Apr 27, 2021
Book Page	13982/193
Instrument	2021010864

Lender

Name	KSW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,861.00 (+11.58%)	$647,300 (-) Land $233,600 Building $413,700
2024	$6,149.00 (+6.15%)	$647,300 (-) Land $233,600 Building $413,700
2023	$5,793.00 (+11.17%)	$647,300 (+91.06%) Land $233,600 Building $413,700
2022	$5,211.00	$338,800 Land $124,000 Building $214,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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