12 Spaulding Point Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 12 Spaulding Point Rd, Belgrade, ME 04917

Property Summary

Property TypeSingle Family Home
Lot Size3.74 acres (162,914 sqft)
OwnerIndividual Name on Record
Last Sale$68,800 (May 2023)
Tax Bill$2,026 (2025)
Deeds & MortgagesAug 2024 Line of Credit
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBELG M:46 L:037

Property Details

APN / Parcel Number

Primary APNBELG M:46 L:037
Alternative APN
  • 2665

Exterior

Lot Area162,914 sqft (3.74 acres)

Location & Zoning

Account Number2665
Street Address12 SPAULDING POINT RD
CityBELGRADE
StateME
Zip04917-3235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number37
JurisdictionBELGRADE ME
Township / Civil DivisionBELGRADE
Census Block Group3
Census Block3018
Census Tract16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 SPAULDING POINT RD, BELGRADE, ME 04917-3235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2024Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK
May 24, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
CAMDEN NATIONAL BANK
Nov 2, 2018Personal Representative Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleNov 2, 2018
Deed Book / Page14763 / 98
Prior Transfer DateMay 19, 2023
Prior Transfer Doc2023008734
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELGRADE ME
Property Address12 SPAULDING POINT RD, BELGRADE, ME 04917-3235
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024016669
DateAug 13, 2024
Book Page15130/55
Instrument2024016669
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELGRADE ME
Recording DateMay 24, 2023
Property Address12 SPAULDING POINT RD, BELGRADE, ME 04917-3235
Document Number2023008734
Book / Page14763 / 98
Instrument DateMay 19, 2023
Instrument2023008734
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SPAULINDING POINT RD, BELGRADE, ME 04917

Mortgage

Document Number2023008735
DateMay 24, 2023
Instrument2023008735
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2018: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionBELGRADE ME
Recording DateNov 2, 2018
Property Address12 SPAULDING POINT RD, BELGRADE, ME 04917-3235
Document Number2018025991
Book / Page13074 / 0155
Instrument2018025991
Transaction TypeTransfer
Record UpdatedJan 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBelgrade Town
Unified School DistrictRegional School Unit 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,026.00 (+11.63%)$191,100 (-) Land $49,300 Building $141,800
2024$1,815.00 (+6.14%)$191,100 (-) Land $49,300 Building $141,800
2023$1,710.00 (+3.14%)$191,100 (+77.27%) Land $49,300 Building $141,800
2022$1,658.00$107,800 Land $36,600 Building $71,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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