59 Spaulding Point Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 59 Spaulding Point Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Details	2,404 sqft
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$584,000 (Mar 2023)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jan 2022 Refinance + 4 more
Flood Zone	Zone AE (high risk)
APN	`BELG M:46 L:015A`

Property Details

APN / Parcel Number

Primary APN	`BELG M:46 L:015A`
Alternative APN	`1013`

Interior

Building Area	2,404 sqft Living Area

Exterior

Architectural Style	Multi-Family
Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Account Number	1013
Street Address	59 SPAULDING POINT RD
City	BELGRADE
State	ME
Zip	04917-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	15A
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3018
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 502, FARMINGTON, ME 04938-0502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
May 12, 2006	Deed of Trust, Mortgage · Commercial Mortgage NEW CENTURY MTG CORP
Mar 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FRANKLIN SAVINGS BANK
Sep 27, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Aug 31, 2005	Warranty Deed, Transfer · Commercial Mortgage ARGENT MTG COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Book / Page	14716 / 44
Transfer Doc	1120000135
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	59 SPAULDING POINT RD, BELGRADE, ME 04917-3234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020016452
Date	Jul 16, 2020
Book Page	13632/61
Instrument	2020016452

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	59 SPAULDING POINT RD, BELGRADE, ME 04917-3234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002149
Date	Jan 26, 2022
Book Page	14334/178
Instrument	2022002149

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	59 SPAULDING POINT RD, BELGRADE, ME 04917-3234
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012845
Date	May 12, 2006
Book Page	08901/0001
Instrument	000000012845

Lender

Name	NEW CENTURY MTG CORP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	288 Months
Due	May 12, 2030

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jun 1, 2008
Margin	6

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Mar 20, 2023
Property Address	59 SPAULDING POINT RD, BELGRADE, ME 04917-3234
Document Number	2023004783
Book / Page	14716 / 44
Instrument Date	Mar 10, 2023
Instrument	2023004783
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	59 SPAWNING POINT RD, BELGRADE, ME 04917

Mortgage

Document Number	2023004784
Date	Mar 20, 2023
Instrument	2023004784

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Sep 27, 2019
Property Address	59 SPAULDING POINT RD, BELGRADE, ME 04917-3234
Document Number	2019022462
Book / Page	13348 / 281
Instrument Date	Sep 26, 2019
Instrument	2019022462
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 GLIDDEN RD, FREEDOM, ME 04941-3049

Mortgage

Document Number	2019022463
Date	Sep 27, 2019
Instrument	2019022463

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Aug 31, 2005
Property Address	59 SPAULDING POINT RD, BELGRADE, ME 04917-3234
Document Number	0000026556
Book / Page	08571 / 0226
Instrument	000000026556
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026557
Date	Aug 31, 2005
Book Page	08571/0228
Instrument	000000026557

Lender

Name	ARGENT MTG COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Aug 31, 2028

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Sep 1, 2007
Margin	6

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,409.00 (+11.59%)	$415,900 (-) Land $152,100 Building $263,800
2024	$3,951.00 (+6.15%)	$415,900 (-) Land $152,100 Building $263,800
2023	$3,722.00 (+10.64%)	$415,900 (+90.17%) Land $152,100 Building $263,800
2022	$3,364.00	$218,700 Land $80,800 Building $137,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	279.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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