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20 Smith Ter, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 20 Smith Ter, Cresskill, NJ 07626 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,162 sqft · built 1950
Lot Size0.183 acres (7,950 sqft)
Owner2 Individual Names on File
Last Sale$552,500 (Sep 2019)
Tax Bill$13,911 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-00053-0000-00018

Property Details

APN / Parcel Number

Primary APN08-00053-0000-00018
Alternative APNs
  • 080005300018
  • 078600

Interior

Stories1 Story
Building Area2,162 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area7,950 sqft (0.183 acres)
Lot Dimensions159 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number078600
Street Address20 SMITH TER
CityCRESSKILL
StateNJ
Zip07626-1900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X159 3LT
Legal Block53
Legal Lot Number18
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group2
Census Block2019
Census Tract8002

Owner

Source: Bergen County and Cresskill Borough records · APN 08-00053-0000-00018

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 SMITH TER, CRESSKILL, NJ 07626-1900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Sep 10, 2019Deed with Mortgage, Transfer · Conventional with PMI
NJ LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Deed Document Number20195968301
Deed Book / Page3344 / 1005
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address20 SMITH TER, CRESSKILL, NJ 07626-1900
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039061216
DateJan 11, 2021
Book Page3906/1216
Instrument21-004108
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050

September 2019: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateSep 10, 2019
Property Address20 SMITH TER, CRESSKILL, NJ 07626-1900
Document Number0033441005
Book / Page003344 / 001005
Instrument DateAug 02, 2019
Instrument59683
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$552.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 SMITH TER CRESSKILL NJ 076261900, CRESSKILL, NJ 07626-1900

Mortgage

Document Number33441012
DateSep 10, 2019
Book Page003344/001012
Instrument59683
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 09, 2049

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$714,700 (+16.57%) Land $443,000 Building $271,700$714,700 (+16.57%) Land $443,000 Building $271,700
2025$13,911.00 (+6.92%)$613,100 (+11.17%) Land $369,100 Building $244,000$613,100 (+11.17%) Land $369,100 Building $244,000
2024$13,011.00 (+4.21%)
2023$551,500 Land $313,700 Building $237,800$551,500 Land $313,700 Building $237,800
2022$12,485.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030080022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
4 of 4 on primary residences
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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