Bergen County and Cresskill Borough property record for 12 Smith Ter, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,974 sqft · built 1926 |
| Lot Size | 0.183 acres (7,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,500 (Feb 2006) |
| Tax Bill | $13,224 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00053-0000-00016 |
| Primary APN | 08-00053-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,974 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 7,950 sqft (0.183 acres) |
| Lot Dimensions | 159 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 078400 |
|---|---|
| Street Address | 12 SMITH TER |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 50X159 3LT |
| Legal Subdivision | BOROUGH/CRESSKILL |
| Legal Block | 53 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 SMITH TER, CRESSKILL, NJ 07626-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 6, 2006 · Amount on Record |
| Deed Sale | Feb 6, 2006 · Amount on Record |
| Prior Sale | Feb 28, 1996 · Amount on Record |
| Deed Book / Page | 9010 / 239 |
| Prior Transfer Date | Jan 24, 2006 |
| Prior Transfer Doc | 0090100239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 SMITH TER, CRESSKILL, NJ 07626-1900 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0037081773 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 3708/1773 |
| Instrument | 20-086370 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,100 (+15.32%) Land $443,600 Building $228,500 | $672,100 (+15.32%) Land $443,600 Building $228,500 | |
| 2025 | $13,224.00 (+7.15%) | $582,800 (+13.58%) Land $369,600 Building $213,200 | $582,800 (+13.58%) Land $369,600 Building $213,200 |
| 2024 | $12,342.00 (+6.41%) | ||
| 2023 | $513,100 Land $314,200 Building $198,900 | $513,100 Land $314,200 Building $198,900 | |
| 2022 | $11,599.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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