Bergen County and Cresskill Borough property record for 40 Smith Ter, Cresskill, NJ 07626 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1946 |
| Square Footage | 1,308 sqft Living Area |
| Lot Size | 7,065 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2013) |
| Tax Bill | $11,415.00 (2025) |
| Primary APN | 08-00053-0000-00022-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,308 sqft Living Area |
|---|---|
| Stories | 15 Stories |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Construction Type | Frame Construction |
| Lot Area | 7,065 sqft (0.162 acres) |
| Depth X Width | 157 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Account Number | 079100 |
|---|---|
| Street Address | 40 SMITH TER |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1925 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 45X157 2.4LT |
| Legal Block | 53 |
| Legal Lot Number | 22.2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | CRESSKILL |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records · APN 08-00053-0000-00022-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 20, 2022 | Deed of Trust, Mortgage · Closed End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Mar 09, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2013 · Amount on Record |
| Deed Sale | Oct 15, 2013 · Amount on Record |
| Prior Sale | Sep 17, 2013 · Amount on Record |
| Deed Doc Number | 2013108823 |
| Deed Book / Page | 1539 / 868 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Document Number | 0056830842 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 5683/842 |
| Instrument | 2025088823 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Document Number | 0056241007 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 5624/1007 |
| Instrument | 2025070956 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Document Number | 0048131424 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 4813/1424 |
| Instrument | 2022092927 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jul 25, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 SMITH TER, CRESSKILL, NJ 07626-1925 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0046120340 |
|---|---|
| Date | Mar 09, 2022 |
| Book Page | 4612/340 |
| Instrument | 2022029493 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2052 |
Source: Bergen County and Cresskill Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,900 (+16.46%) Land $427,300 Building $158,600 | $585,900 (+16.46%) Land $427,300 Building $158,600 | |
| 2025 | $11,415.00 (+7.64%) | $503,100 (+14.47%) Land $355,200 Building $147,900 | $503,100 (+14.47%) Land $355,200 Building $147,900 |
| 2024 | $10,605.00 (+6.99%) | ||
| 2023 | $439,500 Land $301,500 Building $138,000 | $439,500 Land $301,500 Building $138,000 | |
| 2022 | $9,912.00 |
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