Essex County and Haverhill City property record for 20 Smith St, Haverhill, MA 01832
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,238 sqft · built 1948 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,900 (Mar 2008) |
| Tax Bill | $4,756 (2025) |
| Deeds & Mortgages | May 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 531-381-8E |
| Primary APN | 531-381-8E |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 2,816 sqft |
| Basement Area | 1,002 sqft |
| Unfinished Basement | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 531-381-8E |
|---|---|
| Street Address | 20 SMITH ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01832-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 381 |
| Legal Lot Number | 8E |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 260900 |
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 SMITH ST, HAVERHILL, MA 01832-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2008 · Amount on Record |
| Deed Sale | Mar 28, 2008 · Amount on Record |
| Prior Sale | Jul 23, 1987 · Amount on Record |
| Deed Book / Page | 27646 / 96 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 20 SMITH ST, HAVERHILL, MA 01832-3730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041580-135 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 41580/135 |
| Instrument | 20230525000510 |
| Name | HAVERHILL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,756.00 (+10.3%) | $444,100 (+9.57%) Land $176,400 Building $267,700 | $434,720 |
| 2024 | $4,312.00 (+2.64%) | $405,300 (+7.56%) Land $160,900 Building $244,400 | |
| 2023 | $4,201.00 | $376,800 Land $160,900 Building $215,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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