Essex County and Haverhill City property record for 10 Smith St, Haverhill, MA 01832
| Property Type | Charitable / Fraternal Organization |
|---|---|
| Details | 2 bd · 1 ba · 1,604 sqft · built 1950 |
| Lot Size | 0.424 acres (18,456 sqft) |
| Owner | Company Name on Record |
| Last Sale | $530,500 (Dec 2021) |
| Tax Bill | $4,575 (2022) |
| Deeds & Mortgages | Jun 2022 Construction Loan Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 531-381-8C |
| Primary APN | 531-381-8C |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Total Area |
| Gross Area | 4,095 sqft |
| Basement Area | 2,080 sqft |
| Finished Basement | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,456 sqft (0.424 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 531-381-8C |
|---|---|
| Street Address | 10 SMITH ST |
| City | HAVERHILL |
| State | MA |
| Zip | 01832-3730 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Charitable / Fraternal Organization |
| Legal Block | 381 |
| Legal Lot Number | 8C |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 260900 |
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 53 WINGATE ST, HAVERHILL, MA 01832-5536 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Construction Mortgage HAVERHILL BANK |
| Dec 27, 2021 | Quit Claim Deed, Transfer |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 26, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Deed Book / Page | 40609 / 184 |
| Prior Transfer Date | Mar 21, 2019 |
| Prior Transfer Doc | 037401-385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 10 SMITH ST, HAVERHILL, MA 01832-3730 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0041013-79 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 41013/79 |
| Instrument | 20220621002630 |
| Name | HAVERHILL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Dec 27, 2021 |
| Property Address | 10 SMITH ST, HAVERHILL, MA 01832-3730 |
| Document Number | 040609-184 |
| Book / Page | 40609 / 184 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20211227001180 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 WINGATE ST, HAVERHILL, MA 01832-5536 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 10 SMITH ST, HAVERHILL, MA 01832-3730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38598-480 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 38598/480 |
| Instrument | 20200610003940 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Mar 26, 2019 |
| Property Address | 10 SMITH ST, HAVERHILL, MA 01832-3730 |
| Document Number | 37401-385 |
| Book / Page | 37401 / 385 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 20190326000980 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SMITH ST, HAVERHILL, MA 01832-3730 |
| Document Number | 37401-388 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 37401/388 |
| Instrument | 20190326000990 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $470,300 (+7.03%) Land $198,200 Building $272,100 | |
| 2024 | $439,400 (+7.33%) Land $180,800 Building $258,600 | |
| 2023 | $409,400 Land $180,800 Building $228,600 | |
| 2022 | $4,575.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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