16 Smith St, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 16 Smith St, Haverhill, MA 01832 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,809 sqft · built 1940
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Apr 2026)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`531-381-8D`

Property Details

APN / Parcel Number

Primary APN	`531-381-8D`
Alternative APN	`HAVE M:0531 B:00381 L:8D`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,809 sqft Living Area
Gross Area	2,896 sqft
Basement Area	952 sqft
Unfinished Basement	571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	531-381-8D
Street Address	16 SMITH ST
City	HAVERHILL
State	MA
Zip	01832-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	381
Legal Lot Number	8D
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1000
Census Tract	260900

Owner

Source: Essex County and Haverhill City records · APN 531-381-8D

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 SMITH ST, HAVERHILL, MA 01832-3730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Apr 28, 2017	Deed of Trust, Mortgage VILLAGE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Sep 22, 2021 · Amount on Record
Deed Document Number	2026550
Deed Book / Page	43332 / 333
Transfer Doc	2825000119
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Apr 16, 2026
Property Address	16 SMITH ST, HAVERHILL, MA 01832-3730
Document Number	043332-333
Book / Page	43332 / 333
Instrument Date	Apr 03, 2026
Instrument	2026550
Transaction Type	Transfer
Record Updated	Jul 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 SMITH ST, HAVERHILL, MA 01832-3730

Mortgage

Date	Apr 16, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Sep 22, 2021
Property Address	16 SMITH ST, HAVERHILL, MA 01832-3730
Document Number	040302-463
Book / Page	40302 / 463
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 SMITH ST, HAVERHILL, MA 01832-3730

Mortgage

Document Number	0040302467
Date	Sep 22, 2021
Instrument	40302/467

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	16 SMITH ST, HAVERHILL, MA 01832-3730
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35827-292
Date	Apr 28, 2017
Book Page	35827/292
Instrument	139

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Essex County and Haverhill City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,853.00 (+9.9%)	$453,100 (+9.18%) Land $176,400 Building $276,700	$551,190
2024	$4,416.00 (+3.11%)	$415,000 (+8.04%) Land $160,900 Building $254,100
2023	$4,283.00	$384,100 Land $160,900 Building $223,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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