Will County property record for 20 Smith St, Frankfort, IL 60423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,135 sqft · built 1875 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Jun 2020) |
| Tax Bill | $7,288 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-21-410-012 |
| Primary APN | 19-09-21-410-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,135 sqft Living Area |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 20 SMITH ST |
|---|---|
| City | FRANKFORT |
| State | IL |
| Zip | 60423-1474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PIECE OF LAND 6 BY 9 RODS, 9 RODS E W AND 6 RODS N S, ON THE N SIDE OF THE FOLL DESC TRACT: COMM 10 CHAINS 42 LINKS (687 |
| Legal Range | 12E |
| Legal Township | 35N |
| Legal Section | 21 |
| Legal Subdivision | 7TH AREA - NON-SUBDIVISION |
| Jurisdiction | WILL IL |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 883504 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 SMITH ST, FRANKFORT, IL 60423-1474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 9, 2020 | Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Sep 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on Record |
| Deed Sale | Jun 9, 2020 · Amount on Record |
| Prior Sale | Jul 7, 2015 · Amount on Record |
| Deed Document Number | 202043674 |
| Prior Transfer Date | Sep 19, 2017 |
| Prior Transfer Doc | 0000076597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 20 SMITH ST, FRANKFORT, IL 60423-1474 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000117202 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | R2020117202 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 9, 2020 |
| Property Address | 20 SMITH ST, FRANKFORT, IL 60423-1474 |
| Document Number | 0000043674 |
| Instrument Date | May 26, 2020 |
| Instrument | R2020043674 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22495 AUTUMN DR, FRANKFORT, IL 60423-3136 |
| Document Number | 0000043675 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | R2020043675 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Sep 28, 2017 |
| Property Address | 20 SMITH ST, FRANKFORT, IL 60423-1474 |
| Document Number | 0000076597 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 76597 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20 SMITH ST FRANKFORT IL 604231474, FRANKFORT, IL 60423-1474 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Frankfort Township |
| Municipality | Frankfort Village |
| Elementary School District | Frankfort Community Consolidated School District 157C (PK - 08) |
| Secondary School District | Lincoln Way Community High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,288.00 (+19.18%) | $102,300 (+6.6%) Land $20,823 Building $81,477 | $306,900 (+6.6%) Land $62,469 Building $244,431 |
| 2024 | $95,966 (+22.93%) Land $19,534 Building $76,432 | $287,898 (+22.93%) Land $58,602 Building $229,296 | |
| 2022 | $6,115.00 Homeowner's exemption | $78,064 Land $15,890 Building $62,174 | $234,192 Land $47,670 Building $186,522 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Sep 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT serves 24,000 people · EPA ID IL1970400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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