20 Smith Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 20 Smith Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,192 sqft · built 1850
Lot Size	0.23 acres (10,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,900 (Nov 2017)
Tax Bill	$3,956 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`343-10050-59-001`

Property Details

APN / Parcel Number

Primary APN	`343-10050-59-001`
Alternative APN	`WSPR M:00343 B:10050 L:00059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	3,478 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,009 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	343-10050-59-001
Street Address	20 SMITH AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	10050
Legal Lot Number	59
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3013
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 SMITH AVE, WEST SPRINGFIELD, MA 01089-3143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Deed Book / Page	21961 / 171
Record Updated	Oct 29, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 28, 2017
Property Address	20 SMITH AVE, WEST SPRINGFIELD, MA 01089-3143
Document Number	21961-171
Book / Page	21961 / 171
Instrument	70111
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SMITH AVE, WEST SPRINGFIELD, MA 01089-3143

Mortgage

Document Number	219610175
Date	Nov 28, 2017
Instrument	21961/0175

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,956.00 (-0.2%)	$282,200 (+5.85%) Land $87,600 Building $194,600	$295,730 (-3.95%)
2025	$3,964.00 (+6.73%)	$266,600 (+6.3%) Land $79,700 Building $186,900	$307,895
2024	$3,714.00 (+12.27%)	$250,800 (+17.8%) Land $79,700 Building $171,100
2023	$3,308.00	$212,900 Land $77,900 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Whip City Fiber.

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