Hampden County and West Springfield Town City property record for 11 Smith Ave, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,398 sqft · built 1900 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,900 (Mar 1997) |
| Tax Bill | $3,806 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 343-09900-59-001 |
| Primary APN | 343-09900-59-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 2,910 sqft |
| Basement Area | 886 sqft |
| Unfinished Basement | 886 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.174 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 343-09900-59-001 |
|---|---|
| Street Address | 11 SMITH AVE |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 9900 |
| Legal Lot Number | 59 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 812403 |
11 Smith Ave is owned and occupied by two individuals who bought it in March 1997.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 SMITH AVE, WEST SPRINGFIELD, MA 01089-3142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 1997 · Amount on File |
| Deed Sale | Mar 27, 1997 · Amount on File |
| Deed Book / Page | 9806 / 162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 11 SMITH AVE, WEST SPRINGFIELD, MA 01089-3142 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 023986-182 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 23986/182 |
| Instrument | 47139 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | Aug 1, 2025 |
The 2026 property tax bill for 11 Smith Ave was $3,806, up 0.2% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,806.00 (+0.21%) | $271,500 (+6.3%) Land $108,500 Building $163,000 | $294,997 (+11.34%) |
| 2025 | $3,798.00 (+6.09%) | $255,400 (+5.67%) Land $98,600 Building $156,800 | $264,955 |
| 2024 | $3,580.00 (+5.2%) | $241,700 (+10.37%) Land $98,600 Building $143,100 | |
| 2023 | $3,403.00 | $219,000 Land $96,400 Building $122,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Smith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11 Smith Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Whip City Fiber.
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