14 Smith Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 14 Smith Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,278 sqft · built 1872
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jun 1997)
Tax Bill	$4,851 (2026)
Deeds & Mortgages	Dec 2019 Refinance Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`343-09950-59-001`

Property Details

APN / Parcel Number

Primary APN	`343-09950-59-001`
Alternative APN	`WSPR M:00343 B:09950 L:00059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,278 sqft Living Area
Gross Area	3,617 sqft
Basement Area	1,139 sqft
Unfinished Basement	1,139 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	343-09950-59-001
Street Address	14 SMITH AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	9950
Legal Lot Number	59
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3013
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14 SMITH AVE, WEST SPRINGFIELD, MA 01089-3143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 18, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 1997 · Amount on Record
Deed Sale	Jun 26, 1997 · Amount on Record
Prior Sale	Sep 7, 1989 · Amount on Record
Deed Book / Page	9909 / 52
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	14 SMITH AVE, WEST SPRINGFIELD, MA 01089-3143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23008-498
Date	Dec 19, 2019
Book Page	23008/498
Instrument	75343

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	14 SMITH AVE, WEST SPRINGFIELD, MA 01089-3143
Document Number	22142-298
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22142-298
Date	Apr 23, 2018
Book Page	022142/000298
Instrument	21487

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,851.00	$346,000 (+6.07%) Land $110,400 Building $235,600	$341,759 (+10.62%)
2025	$4,851.00 (+6.4%)	$326,200 (+5.98%) Land $100,400 Building $225,800	$308,940
2024	$4,559.00 (+6.57%)	$307,800 (+11.81%) Land $100,400 Building $207,400
2023	$4,278.00	$275,300 Land $98,200 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Whip City Fiber.

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