Erie County and Collins Town property record for 20 Seneca St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,496 sqft · built 1900 |
| Lot Size | 0.623 acres (27,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Dec 2016) |
| Tax Bill | $4,008 (2026) |
| Deeds & Mortgages | Oct 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-0074000 |
| Primary APN | 201-0074000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,060 sqft (0.623 acres) |
| Lot Dimensions | 246 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201-0074000 |
|---|---|
| Street Address | 20 SENECA ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOOSE HGWY TIMMEL MOOSE .31AC |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 7.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 17501 |
Source: Erie County and Collins Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 SENECA ST, GOWANDA, NY 14070-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Deed Document Number | 2016274771 |
| Deed Book / Page | 11307 / 4026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 20 SENECA ST, GOWANDA, NY 14070-1019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 SENECA ST, GOWANDA, NY 14070-1019 |
| Document Number | 0140717934 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 14071/7934 |
| Instrument | 2022199812 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 1, 2027 |
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,008.00 (+390.58%) | ||
| 2025 | $817.00 (-62.73%) | $58,400 (-) Land $3,300 Building $55,100 | $208,600 (+21.44%) Land $11,787 Building $196,813 |
| 2024 | $2,192.00 | $58,400 (-) Land $3,300 Building $55,100 | $171,765 (+5.9%) Land $9,706 Building $162,059 |
| 2023 | $58,400 (-) Land $3,300 Building $55,100 | $162,200 (+16.69%) Land $9,165 Building $153,035 | |
| 2022 | $58,400 Land $3,300 Building $55,100 | $139,000 Land $7,854 Building $131,146 | |
| 2021 | $762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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