10 Seneca St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 10 Seneca St, Gowanda, NY 14070

Property Summary

Details4 bd · 3 ba · 1,584 sqft · built 1920
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Oct 2022)
Tax Bill$4,042 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN201-0076000

Property Details

APN / Parcel Number

Primary APN201-0076000
Alternative APNs
  • 36013491500001005000
  • 143601 349.15-1-5

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,584 sqft Living Area
1st Floor Area968 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions181 ft deep x 60 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201-0076000
Street Address10 SENECA ST
CityGOWANDA
StateNY
Zip14070-1019
Property CategoryOther
Property TypeUnknown
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number5.000
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2019
Census Tract17501

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 SENECA ST, GOWANDA, NY 14070-1019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Warranty Deed, Transfer · Conventional Mortgage
MANUFACTURERS & TRADERS TRUST CO
Sep 10, 2018Deed of Trust, Mortgage · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2022 · Amount on Record
Deed SaleOct 20, 2022 · Amount on Record
Prior SaleMar 13, 2006 · Amount on Record
Deed Document Number20222022199839
Deed Book / Page11409 / 4133
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateOct 20, 2022
Property Address10 SENECA ST, GOWANDA, NY 14070-1019
Document Number0114094133
Book / Page11409 / 4133
Instrument DateOct 13, 2022
Instrument2022199839
Transaction TypeTransfer
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6994 PLATO RD, EAST OTTO, NY 14729-9741

Transferred To (Grantee/Buyer)

NameVerified Name
Address6304 CONCORD RD, SPRINGVILLE, NY 14141-9528

Mortgage

Document Number0140718061
DateOct 20, 2022
Book Page14071/8061
Instrument2022199840
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address10 SENECA ST, GOWANDA, NY 14070-1019
Document Number0138706866
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedOct 8, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 SENECA ST GOWANDA NY 140701019, GOWANDA, NY 14070-1019

Mortgage

Document Number0138706866
DateSep 19, 2018
Book Page013870/006866
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 18, 2048

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,042.00 (+390.53%)
2025$824.00 (-77.8%)$58,900 (-) Land $3,400 Building $55,500$210,400 (+21.45%) Land $12,145 Building $198,255
2024$3,711.00$58,900 (-) Land $3,400 Building $55,500$173,235 (+5.89%) Land $10,000 Building $163,235
2023$58,900 Land $3,400 Building $55,500$163,600 Land $9,444 Building $154,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1996–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimFeb 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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