Erie County and Collins Town property record for 10 Seneca St, Gowanda, NY 14070
| Details | 4 bd · 3 ba · 1,584 sqft · built 1920 |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Oct 2022) |
| Tax Bill | $4,042 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-0076000 |
| Primary APN | 201-0076000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 181 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 154 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201-0076000 |
|---|---|
| Street Address | 10 SENECA ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1019 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 17501 |
Source: Erie County and Collins Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 SENECA ST, GOWANDA, NY 14070-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Sep 10, 2018 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Prior Sale | Mar 13, 2006 · Amount on Record |
| Deed Document Number | 20222022199839 |
| Deed Book / Page | 11409 / 4133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 20, 2022 |
| Property Address | 10 SENECA ST, GOWANDA, NY 14070-1019 |
| Document Number | 0114094133 |
| Book / Page | 11409 / 4133 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022199839 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6994 PLATO RD, EAST OTTO, NY 14729-9741 |
| Name | Verified Name |
|---|---|
| Address | 6304 CONCORD RD, SPRINGVILLE, NY 14141-9528 |
| Document Number | 0140718061 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 14071/8061 |
| Instrument | 2022199840 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10 SENECA ST, GOWANDA, NY 14070-1019 |
| Document Number | 0138706866 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 SENECA ST GOWANDA NY 140701019, GOWANDA, NY 14070-1019 |
| Document Number | 0138706866 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 013870/006866 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Erie County and Collins Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,042.00 (+390.53%) | ||
| 2025 | $824.00 (-77.8%) | $58,900 (-) Land $3,400 Building $55,500 | $210,400 (+21.45%) Land $12,145 Building $198,255 |
| 2024 | $3,711.00 | $58,900 (-) Land $3,400 Building $55,500 | $173,235 (+5.89%) Land $10,000 Building $163,235 |
| 2023 | $58,900 Land $3,400 Building $55,500 | $163,600 Land $9,444 Building $154,156 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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