13 Seneca St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 13 Seneca St, Gowanda, NY 14070

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,476 sqft · built 1870
Lot Size	0.498 acres (21,648 sqft)
Owner	Individual Name on File
Tax Bill	$1,853 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143601 349.15-1-44`

Property Details

APN / Parcel Number

Primary APN	`143601 349.15-1-44`
Alternative APNs	`36013491500001044000` `201 0078000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,476 sqft Living Area
1st Floor Area	789 sqft
2nd Floor Area	687 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	21,648 sqft (0.498 acres)
Lot Dimensions	246 ft deep x 88.4 ft wide
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	201 0078000
Street Address	13 SENECA ST
City	GOWANDA
State	NY
Zip	14070-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAIRD THEON KILCOYNE HGWY .25AC
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	ERIE NY
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2021
Census Tract	17501

Owner

13 Seneca St is owned and occupied by an individual.

Source: Erie County and Collins Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 SENECA ST, GOWANDA, NY 14070-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Nov 22, 2017
Property Address	13 SENECA ST, GOWANDA, NY 14070-1018
Document Number	0113219460
Book / Page	011321 / 009460
Instrument Date	Nov 2, 2017
Transaction Type	Transfer
Record Updated	Jan 19, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GEARY ST BUFFALO NY 142102338, BUFFALO, NY 14210-2338

Mortgage

Document Number	138366129
Date	Nov 22, 2017
Book Page	013836/006129

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 13 Seneca St was $1,853, up 390.2% from the year before.

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Collins Town
Municipality	Gowanda Village
Unified School District	Gowanda Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,853.00 (+390.21%)
2025	$378.00 (-77.78%)	$27,000 (-) Land $4,700 Building $22,300	$96,400 (+21.39%) Land $16,781 Building $79,619
2024	$1,701.00	$27,000 (-) Land $4,700 Building $22,300	$79,412 (+5.88%) Land $13,824 Building $65,588
2023		$27,000 (-) Land $4,700 Building $22,300	$75,000 (+16.64%) Land $13,056 Building $61,944
2022		$27,000 Land $4,700 Building $22,300	$64,300 Land $11,193 Building $53,107
2021	$352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Seneca St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1996–2022)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Feb 2022 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Seneca St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWANDA VILLAGE serves 2,800 people · EPA ID NY0400340
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30